Star Of Texas Federal Credit Union

Headquarters: austin, Texas
Charter: Credit Union
Assets: $71.6M
Fed district: Dallas

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Star Of Texas Federal Credit Union: $30
Star Of Texas Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Star Of Texas Federal Credit Union: $15 to $30
Star Of Texas Federal Credit Union: $15 to $30
U.S. median: no median
Non-Network ATM
Star Of Texas Federal Credit Union: $1
Star Of Texas Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Star Of Texas Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee$10
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$3
Return Mail Handling - Bad Address$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay (if opt-in)$30
− Nonsufficient funds fee$30
Consulta telefónica: GRATIS: Fondos insuficientes (NSF)$30
Insufficient Funds (NSF)$30
per item
Returned Check (“On-Us”)$15
Returned Item (Shared Branch)$25
Automatic Overdraft Transfer$4

ATM & Card

Out-of-Network ATM Transaction$1
VISA® EMV Debit Card Replacement$10
Rush Order - Card Replacement$45

Wire Transfers

Wire Transfer (Outgoing) - Domestic$20

Check Services

Cashier Checks (Shared Branch)$10
per item
Giro Posta (Money Orders)$2
Money Orders$2
per item
Stop Payment (Checks, ACH, etc.)$30
per item
Temporary Checks$2
Collection Items - (Domestic)$20
per item
Collection Items - (Foreign / International)$25
per item
Check/Draft Copy$3
per item

Digital & Electronic

ACH Origination (One-time setup)$20
Bill Pay - Inactive Maintenance Fee$3
per month
Servicio pago de facturas (Bill Pay) cargo por$3

Cash & Deposit

Cash Advance (In-branch terminal)$6

Account Services

Drilling$50
Not compared: Box drilling or key fee
Lost Key$10
Not compared: Box drilling or key fee
per item
Verification of Deposits (VOD)$10
per item

Retirement & IRA

IRA Custodian Transfer Processing$25
per item

Other Fees

Photocopies$1
Not compared: Charged per page; comparison unavailable
per page
Loan Modification$50
Skip a Payment (Subject to qualification)$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee	$10	Not stated	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$3	Not stated	None
Return Mail Handling - Bad Address	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay (if opt-in)	$30	Not stated	None
− Nonsufficient funds fee	$30	Not stated	None
Consulta telefónica: GRATIS: Fondos insuficientes (NSF)	$30	Not stated	None
Insufficient Funds (NSF)	$30	per item	None
Returned Check (“On-Us”)	$15	Not stated	None
Returned Item (Shared Branch)	$25	Not stated	None
Automatic Overdraft Transfer	$4	Not stated	None
ATM & Card
Out-of-Network ATM Transaction	$1	Not stated	None
VISA® EMV Debit Card Replacement	$10	Not stated	None
Rush Order - Card Replacement	$45	Not stated	None
Wire Transfers
Wire Transfer (Outgoing) - Domestic	$20	Not stated	None
Check Services
Cashier Checks (Shared Branch)	$10	per item	None
Giro Posta (Money Orders)	$2	Not stated	None
Money Orders	$2	per item	None
Stop Payment (Checks, ACH, etc.)	$30	per item	None
Temporary Checks	$2	Not stated	None
Collection Items - (Domestic)	$20	per item	None
Collection Items - (Foreign / International)	$25	per item	None
Check/Draft Copy	$3	per item	None
Digital & Electronic
ACH Origination (One-time setup)	$20	Not stated	None
Bill Pay - Inactive Maintenance Fee	$3	per month	None
Servicio pago de facturas (Bill Pay) cargo por	$3	Not stated	None
Cash & Deposit
Cash Advance (In-branch terminal)	$6	Not stated	None
Account Services
Drilling	$50Not compared: Box drilling or key fee	Not stated	None
Lost Key	$10Not compared: Box drilling or key fee	per item	None
Verification of Deposits (VOD)	$10	per item	None
Retirement & IRA
IRA Custodian Transfer Processing	$25	per item	None
Other Fees
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Modification	$50	Not stated	None
Skip a Payment (Subject to qualification)	$25	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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