Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Star Of Texas Federal Credit Union

austin, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research Fee$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Automatic Overdraft Transfer$4Within the typical range ($3–$5 nationally)
$1 below the national median
Source
Consulta telefónica | GRATIS | Fondos insuficientes (NSF)$30Within the typical range ($25–$31.50 nationally)
At the national median
Source
Courtesy Pay (if opt-in)$30Within the typical range ($25–$32 nationally)
At the national median
Source
Insufficient Funds (NSF)$30Within the typical range ($25–$31.50 nationally)
At the national median
per month · Source
Returned Check (“On-Us”)$15Below the typical range ($25–$31.50 nationally)
$15 below the national median
Source

ATM & CardVerified

12-24 Months | (180) Days Interest | Out-of-Network ATM Transaction$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
Source
25-36 Months | (270) Days Interest | VISA® EMV Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
37+ Months | (365) Days Interest | Rush Order - Card Replacement$45Within the typical range ($30–$50 nationally)
$5 above the national median
Source

Check ServicesVerified

Cashier Checks (Shared Branch)$10Above the typical range ($3–$6 nationally)
$5 above the national median
Source
Check/Draft Copy$3Within the typical range ($2–$5 nationally)
At the national median
per item · Source
Early Withdrawal Penalties - New & Renewal CDs - | Stop Payment (Checks, ACH, etc.)$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median
Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national median
Source

Digital & ElectronicVerified

ACH Origination (One-time setup)$20Within the typical range ($5–$20 nationally)
$10 above the national median
Source
Bill Pay - Inactive Maintenance Fee$3Within the typical range ($0–$10 nationally)
$1.95 below the national median
per month · Source
Servicio pago de facturas (Bill Pay) cargo por$3Within the typical range ($0–$10 nationally)
$1.95 below the national median
Source

Account ServicesVerified

Drilling$50Within the typical range ($27.50–$75 nationally)
$5 above the national median
Source
Lost Key$10Below the typical range ($27.50–$75 nationally)
$35 below the national median
Source
Verification of Deposits (VOD)$10Within the typical range ($8.98–$15 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research Fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Christmas Club Early Withdrawal Penalty	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Paper Statements	$3Within the typical range ($2–$4 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Automatic Overdraft Transfer	$4Within the typical range ($3–$5 nationally)	$1 below the national median	—	—	Source
Consulta telefónica \| GRATIS \| Fondos insuficientes (NSF)	$30
ATM & CardVerified
12-24 Months \| (180) Days Interest \| Out-of-Network ATM Transaction	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	—	—	Source
25-36 Months \| (270) Days Interest \| VISA® EMV Debit Card Replacement	$10
Wire TransfersVerified
Wire Transfer (Outgoing) - Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Cashier Checks (Shared Branch)	$10Above the typical range ($3–$6 nationally)	$5 above the national median	—	—	Source
Check/Draft Copy	$3
Digital & ElectronicVerified
ACH Origination (One-time setup)	$20Within the typical range ($5–$20 nationally)	$10 above the national median	—	—	Source
Bill Pay - Inactive Maintenance Fee	$3
Cash & DepositVerified
Cash Advance (In-branch terminal)	$6Within the typical range ($3–$10 nationally)	$1 above the national median	—	—	Source
Account ServicesVerified
Drilling	$50Within the typical range ($27.50–$75 nationally)	$5 above the national median	—	—	Source
Lost Key	$10
Mortgage ServicingVerified
Loan Modification	$50Within the typical range ($35–$206.25 nationally)	At the national median	—	—	Source
Retirement & IRAVerified
IRA Custodian Transfer Processing	$25Within the typical range ($25–$35.63 nationally)	At the national median	—	—	Source
Other FeesVerified
Photocopies	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source
Skip a Payment (Subject to qualification)	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 28

Headline fees published

9 of 15

Published fees

Under review

Assets

$71.6M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$71.6M

Total deposits

$54.1M

Service charge income (year to date)

$228K

Fee income ratio

7.3%

Return on assets

3.94%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 41,224 published fee entries from 2,667 institutions

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