Texas Dps Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $98.1M
Fed district: Dallas

31 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Evolve Checking
Texas Dps Federal Credit Union: $5
Texas Dps Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Texas Dps Federal Credit Union: $32
Texas Dps Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Texas Dps Federal Credit Union: $1
Texas Dps Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Texas Dps Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Evolve Checking Monthly service charge$5
per month
Account closure within 90 days of opening$10
Inactivity (no activity in 90 days)$5
per month
Account research / reconciliation (minimum 1/2 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement (Primary Member 60 years and older exempt)$2
Savings Excess Withdrawal (after 6 withdrawals per month)$5
per item
Returned Mail / Bad Address$5
per month

Overdraft & NSF

Overdraft Privilege Pay Item$32
per item
Automatic Overdraft Transfer (from Savings)$5
per item

ATM & Card

ATM Off-Premise Transaction (Includes CO-OP ATM Network)$1
per transaction
Debit or Credit Card Replacement (non-fraud)$10
per item
Plastic Rush Service (debit or credit card)$100
Foreign Transaction1%of the transaction
Foreign Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Domestic$20
per item

Check Services

Cashier's Check (Made payable to another party)$5
per item
Temporary Checks$2
per item
Cashing ON-US Check - Non-member$5
per item
Collection Item$25
Check Copy$2
per item

Digital & Electronic

ACH Origination One-time Loan Payment$10
one time
Online Bill Pay (Unlimited Transactions including A2A)$2
per month
Returned Bill-Pay Item$32
Not compared: Per-item charge, not monthly
per item
Mobile Deposit/Mobile WalletNo charge

Cash & Deposit

Coin Machine - Non-member3%
Coin Machine - Non-member (audience not stated, treated as personal)3%
Cash advance (in-branch terminal) for Member, non-TXDPSCU card$5
Cash advance (in-branch terminal) for non-member$15

Account Services

Notary service for membersNo charge
Notary service for non-members$6
Safe Deposit Box 10x10$65
per year
Safe Deposit Box 3x10$30
per year
Safe Deposit Box 5x10$40
per year
Safe Deposit Box 5x5$25
per year
Safety Deposit Box Drilling$50
Not compared: Box drilling or key fee
Safety Deposit Box Key Replacement$110
Not compared: Box drilling or key fee
Safety Deposit Box Late Payment$7.50
Not compared: Box drilling or key fee
Safety Deposit Box Rentals: 3x5 Box$15
per year
Garnishment / Levy$50
per item
Verification of Deposit$10

Lending Fees

Late Payment Credit Card$25
Loan Modification$35

Gift & Prepaid Cards

Gift Card$4

Other Fees

Overnight Delivery (Standard Envelope)$5
per item
General Copies or Fax Copies$0.50
per item
Statement Copies$1
Not compared: Charged per page; comparison unavailable
per page
Express Relief Loan Application Fee$20
Loan Modification$35

Fee	Amount	Basis	Note
Account Maintenance
Evolve Checking Monthly service charge	$5	per month	None
Account closure within 90 days of opening	$10	Not stated	None
Inactivity (no activity in 90 days)	$5	per month	None
Account research / reconciliation (minimum 1/2 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement (Primary Member 60 years and older exempt)	$2	Not stated	None
Savings Excess Withdrawal (after 6 withdrawals per month)	$5	per item	None
Returned Mail / Bad Address	$5	per month	None
Overdraft & NSF
Overdraft Privilege Pay Item	$32	per item	None
Automatic Overdraft Transfer (from Savings)	$5	per item	None
ATM & Card
ATM Off-Premise Transaction (Includes CO-OP ATM Network)	$1	per transaction	None
Debit or Credit Card Replacement (non-fraud)	$10	per item	None
Plastic Rush Service (debit or credit card)	$100	Not stated	None
Foreign Transaction	1%of the transaction	Not stated	None
Foreign Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Domestic	$20	per item	None
Check Services
Cashier's Check (Made payable to another party)	$5	per item	None
Temporary Checks	$2	per item	None
Cashing ON-US Check - Non-member	$5	per item	None
Collection Item	$25	Not stated	None
Check Copy	$2	per item	None
Digital & Electronic
ACH Origination One-time Loan Payment	$10	one time	None
Online Bill Pay (Unlimited Transactions including A2A)	$2	per month	None
Returned Bill-Pay Item	$32Not compared: Per-item charge, not monthly	per item	None
Mobile Deposit/Mobile Wallet	No charge	Not stated	None
Cash & Deposit
Coin Machine - Non-member	3%	Not stated	None
Coin Machine - Non-member (audience not stated, treated as personal)	3%	Not stated	None
Cash advance (in-branch terminal) for Member, non-TXDPSCU card	$5	Not stated	None
Cash advance (in-branch terminal) for non-member	$15	Not stated	None
Account Services
Notary service for members	No charge	Not stated	None
Notary service for non-members	$6	Not stated	None
Safe Deposit Box 10x10	$65	per year	None
Safe Deposit Box 3x10	$30	per year	None
Safe Deposit Box 5x10	$40	per year	None
Safe Deposit Box 5x5	$25	per year	None
Safety Deposit Box Drilling	$50Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Key Replacement	$110Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Late Payment	$7.50Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Rentals: 3x5 Box	$15	per year	None
Garnishment / Levy	$50	per item	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Late Payment Credit Card	$25	Not stated	None
Loan Modification	$35	Not stated	None
Gift & Prepaid Cards
Gift Card	$4	Not stated	None
Other Fees
Overnight Delivery (Standard Envelope)	$5	per item	None
General Copies or Fax Copies	$0.50	per item	None
Statement Copies	$1Not compared: Charged per page; comparison unavailable	per page	None
Express Relief Loan Application Fee	$20	Not stated	None
Loan Modification	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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