Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Aspire Federal Credit Union

Lufkin, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$10Below the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Texas median
per item · Source
NSF$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Texas median
per item · Source
Returned Item$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Texas median
per item · Source

ATM & CardVerified

Replacement Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
Source

Wire TransfersVerified

Wire Transfer (Outgoing)$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Texas median
per item · Source
International Wire$60Above the typical range ($40–$50 nationally)
$10 above the national median$10 above the Texas median
per item · Source

Check ServicesVerified

Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$14.50 below the Texas median
per item · Source
Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median$1 below the Texas median
per item · Per sheet of 4 · Institution’s schedule

Account ServicesVerified

Safe Deposit Box Drill Fee$75Above the typical range ($30–$70 nationally)
$30 above the national median$30 above the Texas median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5.50 below the Texas median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Texas median	per item	—	Source
NSF	$25
ATM & CardVerified
Replacement Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.50 below the Texas median	—	—	Source
Wire TransfersVerified
Wire Transfer (Outgoing)	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Texas median	per item	—	Source
International Wire	$60
Check ServicesVerified
Stop Payment	$15Below the typical range ($20–$30 nationally)	$12.50 below the national median$14.50 below the Texas median	per item	—	Source
Temporary Checks	$1
Account ServicesVerified
Safe Deposit Box Drill Fee	$75Above the typical range ($30–$70 nationally)	$30 above the national median$30 above the Texas median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

10 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$38.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$38.0M

Total deposits

$30.0M

Service charge income (year to date)

$128K

Fee income ratio

9.8%

Return on assets

1.56%

Financial profile · Pro

Performance from regulator filings

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