Aspire Federal Credit Union

Headquarters: Lufkin, Texas
Charter: Credit Union
Assets: $38.0M
Fed district: Dallas

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Aspire Federal Credit Union: $25
Aspire Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Aspire Federal Credit Union: $25 to $35
Aspire Federal Credit Union: $25 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Aspire Federal Credit Union: $25
Aspire Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Aspire Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation$10
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation | $10.00 / hour and one hour minimum charge
Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $10.00 / hour and one hour minimum charge
Returned Mail Fee$1

Overdraft & NSF

Courtesy Pay$25
per item
Courtesy Pay fee$25
NSF$25
per item
Returned Item$35
per item

ATM & Card

Replacement card fee$5
per item
Replacement Debit Card$5

Wire Transfers

Wire Transfer (Outgoing)$25
per item
International Wire$60
per item

Check Services

Stop Payment$15
per item
Temporary Checks$1
per item

Account Services

Safe Deposit Box Drill Fee$75
Not compared: Box drilling or key fee
Safe Deposit Box Rekey Fee$75

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation	$10Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation \| $10.00 / hour and one hour minimum charge
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $10.00 / hour and one hour minimum charge
Returned Mail Fee	$1	Not stated	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
Courtesy Pay fee	$25	Not stated	None
NSF	$25	per item	None
Returned Item	$35	per item	None
ATM & Card
Replacement card fee	$5	per item	None
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	per item	None
International Wire	$60	per item	None
Check Services
Stop Payment	$15	per item	None
Temporary Checks	$1	per item	None
Account Services
Safe Deposit Box Drill Fee	$75Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rekey Fee	$75	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Aspire Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.