Alltrust Federal Credit Union

Headquarters: Fairhaven, Massachusetts
Charter: Credit Union
Assets: $280.2M
Fed district: Boston

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Alltrust Federal Credit Union: $32
Alltrust Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Alltrust Federal Credit Union: $32
Alltrust Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Alltrust Federal Credit Union: $2
Alltrust Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alltrust Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure (within 30 days of opening)$20
Inactive Account (monthly – no activity in 12 months)$5
per month
Research/Account Reconciliation (per hour; $30 minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
Returned Mail Fee (monthly)$5
per month

Overdraft & NSF

Overdraft Privilege Fee$32
Nonsufficient Funds Fee (each)$32
per item
Overdraft Transfer Fee (each)$10
per item

ATM & Card

ATM Withdrawal Fee (each – after 8 per month)$2
per item

Wire Transfers

Wire Transfer Fee: Domestic - Outgoing$30
Wire Transfer Fee: Domestic - Incoming$20

Check Services

Official Check$5
Money Order$5
Stop Payment Request (each): Personal/Business Check$32
Temporary Checks (per sheet) Free for Senior Checking$3
per item
Foreign Check Collection$30
Cancelled Check Copy (each)$5
per item

Cash & Deposit

Returned Deposited Item – Member or Business$25
Returned Deposited Item – Non-Member$5

Account Services

10” x 10” safe deposit box$110
3” x 10” safe deposit box$55
3” x 5” safe deposit box$40
5” x 10” safe deposit box$75
5” x 5” safe deposit box$50
6” x 10” safe deposit box$85
Safe Deposit Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Key Replacement (per key)$30
Not compared: Box drilling or key fee
per item
Tax Levy/Attachment$75
Subordination Fee$150

Retirement & IRA

IRA Transfer$25

Other Fees

Statement Copy (each)$5
per item
Duplicate Release of Lien$10
Partial Release of Lien$250

Fee	Amount	Basis	Note
Account Maintenance
Account Closure (within 30 days of opening)	$20	Not stated	None
Inactive Account (monthly – no activity in 12 months)	$5	per month	None
Research/Account Reconciliation (per hour; $30 minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	Not stated	None
Returned Mail Fee (monthly)	$5	per month	None
Overdraft & NSF
Overdraft Privilege Fee	$32	Not stated	None
Nonsufficient Funds Fee (each)	$32	per item	None
Overdraft Transfer Fee (each)	$10	per item	None
ATM & Card
ATM Withdrawal Fee (each – after 8 per month)	$2	per item	None
Wire Transfers
Wire Transfer Fee: Domestic - Outgoing	$30	Not stated	None
Wire Transfer Fee: Domestic - Incoming	$20	Not stated	None
Check Services
Official Check	$5	Not stated	None
Money Order	$5	Not stated	None
Stop Payment Request (each): Personal/Business Check	$32	Not stated	None
Temporary Checks (per sheet) Free for Senior Checking	$3	per item	None
Foreign Check Collection	$30	Not stated	None
Cancelled Check Copy (each)	$5	per item	None
Cash & Deposit
Returned Deposited Item – Member or Business	$25	Not stated	None
Returned Deposited Item – Non-Member	$5	Not stated	None
Account Services
10” x 10” safe deposit box	$110	Not stated	None
3” x 10” safe deposit box	$55	Not stated	None
3” x 5” safe deposit box	$40	Not stated	None
5” x 10” safe deposit box	$75	Not stated	None
5” x 5” safe deposit box	$50	Not stated	None
6” x 10” safe deposit box	$85	Not stated	None
Safe Deposit Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Key Replacement (per key)	$30Not compared: Box drilling or key fee	per item	None
Tax Levy/Attachment	$75	Not stated	None
Subordination Fee	$150	Not stated	None
Retirement & IRA
IRA Transfer	$25	Not stated	None
Other Fees
Statement Copy (each)	$5	per item	None
Duplicate Release of Lien	$10	Not stated	None
Partial Release of Lien	$250	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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