Shared Resources Federal Credit Union

Headquarters: Pasadena, Texas
Charter: Credit Union
Assets: $25.4M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Shared Resources Federal Credit Union: $30
Shared Resources Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Shared Resources Federal Credit Union: $30
Shared Resources Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $3, the middle of its prices
Shared Resources Federal Credit Union: $2.50 to $3.50
Shared Resources Federal Credit Union: $2.50 to $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Shared Resources Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$10
Inactive Account Fee$5
Account Reconciliation Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Address Location Fee$5
Not compared: Per-item charge, not monthly
per item
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Sufficient Pay/Overdraft Privilege$30
per item
Insufficient Funds (NSF) Fee$30
per item

ATM & Card

ATM Fee (SRCU ATM)$3.50
Non-SRCU ATM Fee$2.50
per item
Card Replacement Fee$8
per item

Wire Transfers

Wire Transfer (Domestic)$20
Wire Transfer (International)$50

Check Services

Money Order$5
Stop Payment Fee$31
per item
Check Cashing Fee$10
per item
Copy of Paid Check$5
per item

Digital & Electronic

ACH Origination Fee$30
per item
ACH Origination Return$30
per item
Copy of Cleared Bill Payment Check$31
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Cash Advance Fee$10
Deposited Item Return Fee$30
per item

Lending Fees

ELECTRONIC FUNDS TRANSFER FEES - Credit Report Fee$10

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$10	Not stated	None
Inactive Account Fee	$5	Not stated	None
Account Reconciliation Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Address Location Fee	$5Not compared: Per-item charge, not monthly	per item	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Sufficient Pay/Overdraft Privilege	$30	per item	None
Insufficient Funds (NSF) Fee	$30	per item	None
ATM & Card
ATM Fee (SRCU ATM)	$3.50	Not stated	None
Non-SRCU ATM Fee	$2.50	per item	None
Card Replacement Fee	$8	per item	None
Wire Transfers
Wire Transfer (Domestic)	$20	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Money Order	$5	Not stated	None
Stop Payment Fee	$31	per item	None
Check Cashing Fee	$10	per item	None
Copy of Paid Check	$5	per item	None
Digital & Electronic
ACH Origination Fee	$30	per item	None
ACH Origination Return	$30	per item	None
Copy of Cleared Bill Payment Check	$31Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Cash Advance Fee	$10	Not stated	None
Deposited Item Return Fee	$30	per item	None
Lending Fees
ELECTRONIC FUNDS TRANSFER FEES - Credit Report Fee	$10	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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