Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Shared Resources Federal Credit Union

Pasadena, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

/check - Account Reconciliation Fee$50Above the typical range ($17.50–$25 nationally)

per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=account_research; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Copy of Paid Check $5.00/check - Account Reconciliation Fee $50.00/hour" · Source

Early Account Closure Fee$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=early_closure; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Early Account Closure Fee $10.00/account" · Source

Inactive Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=dormant_account; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Inactive Account Fee $5.00/qtrly" · Source

Overdraft & NSFVerified

Insufficient Funds (NSF) Fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=nsf; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Insufficient Funds (NSF) Fee $30.00/item - Address Location Fee $5.00/search" · Source
Sufficient Pay/Overdraft Privilege$30Within the typical range ($25–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=overdraft; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Sufficient Pay/Overdraft Privilege $30.00/item (waived for loan payment)" · Source

ATM & CardVerified

ATM Fee (SRCU ATM)$3.50Above the typical range ($1–$2.50 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=atm_non_network; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- ATM Fee (SRCU ATM) $3.50/txn - Loan Payment By Phone $6.50/loan" · Source
Card Replacement Fee$8Within the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=card_replacement; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Card Replacement Fee $8.00/card (without loan application)" · Source
Non-SRCU ATM Fee$2.50Within the typical range ($1–$2.50 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=atm_non_network; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Non-SRCU ATM Fee $2.50/txn - Credit Union Check Fee $5.00/check" · Source

Check ServicesVerified

/txn - Money Order Fee$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=money_order; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Cash Advance Fee $10.00/txn - Money Order Fee $5.00/m.o." · Source
Check Cashing Fee$10Within the typical range ($5–$10 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=check_cashing; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Check Cashing Fee $10.00/check" · Source
Copy of Paid Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=check_image; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Copy of Paid Check $5.00/check - Account Reconciliation Fee $50.00/hour" · Source
Stop Payment Fee$31Above the typical range ($20–$30 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=stop_payment; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Stop Payment Fee $31.00/item - ACH Origination Fee $30.00/set-up" · Source

Digital & ElectronicVerified

/item - ACH Origination Fee$30Above the typical range ($5–$20 nationally)
$20 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=ach_origination; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Stop Payment Fee $31.00/item - ACH Origination Fee $30.00/set-up" · Source
/mo - ACH Origination Return$30Within the typical range ($15–$30 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=ach_return; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- "Turning Over a New Leaf" Checking $10.00/mo - ACH Origination Return $30.00/item" · Source
Copy of Cleared Bill Payment Check$31Above the typical range ($0–$10.46 nationally)
$26.05 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=bill_pay; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Copy of Cleared Bill Payment Check $31.00/check (1 hour minimum)" · Source

Cash & DepositVerified

Cash Advance Fee$10Within the typical range ($3.38–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=cash_advance; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Cash Advance Fee $10.00/txn - Money Order Fee $5.00/m.o." · Source
Deposited Item Return Fee$30Above the typical range ($9–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=deposited_item_return; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Deposited Item Return Fee $30.00/item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
/check - Account Reconciliation Fee	$50Above the typical range ($17.50–$25 nationally)	$25 above the national median	per item	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=account_research; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Copy of Paid Check $5.00/check - Account Reconciliation Fee $50.00/hour"	Source
Early Account Closure Fee	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=early_closure; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Early Account Closure Fee $10.00/account"	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=dormant_account; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Inactive Account Fee $5.00/qtrly"	Source
Overdraft & NSFVerified
Insufficient Funds (NSF) Fee	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=nsf; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Insufficient Funds (NSF) Fee $30.00/item - Address Location Fee $5.00/search"	Source
Sufficient Pay/Overdraft Privilege
ATM & CardVerified
ATM Fee (SRCU ATM)	$3.50Above the typical range ($1–$2.50 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=atm_non_network; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- ATM Fee (SRCU ATM) $3.50/txn - Loan Payment By Phone $6.50/loan"	Source
Card Replacement Fee
Check ServicesVerified
/txn - Money Order Fee	$5Above the typical range ($2–$3.50 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=money_order; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Cash Advance Fee $10.00/txn - Money Order Fee $5.00/m.o."	Source
Check Cashing Fee
Digital & ElectronicVerified
/item - ACH Origination Fee	$30Above the typical range ($5–$20 nationally)	$20 above the national median	per item	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=ach_origination; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Stop Payment Fee $31.00/item - ACH Origination Fee $30.00/set-up"	Source
/mo - ACH Origination Return
Cash & DepositVerified
Cash Advance Fee	$10Within the typical range ($3.38–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7358. canonical_hint=cash_advance; text_hash=0143d93cb3a21842b6428f6be54090643f35cbb4369043974e8c10c294f22325; excerpt="- Cash Advance Fee $10.00/txn - Money Order Fee $5.00/m.o."	Source
Deposited Item Return Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 17 — leaner than most institutions

Published fees

Under review

Assets

$25.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$25.4M

Total deposits

$21.9M

Service charge income (year to date)

$274K

Fee income ratio

24.8%

Return on assets

-0.70%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,267 verified fees from 2,206 institutions

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