Concho Valley Federal Credit Union

Headquarters: San Angelo, Texas
Charter: Credit Union
Assets: $25.7M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Concho Valley Federal Credit Union: $30
Concho Valley Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Concho Valley Federal Credit Union: $20
Concho Valley Federal Credit Union: $20
U.S. median: no median
Stop Payment
Compared at $28.75, the middle of its prices
Concho Valley Federal Credit Union: $27.50 to $30
Concho Valley Federal Credit Union: $27.50 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Concho Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure within 90 days opening$15
Escheat Account Processing Fee$25
Inactive Deposit Account (No Activity for 24 mos.)$5
per month
Search or Reconciliation of account (Min. 1 hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statements, Mail$7.50

Overdraft & NSF

Repost or Returned NSF$30
per item
Overdraft Protection ( Manually from other shares)$3
Overdraft Protection (Automatically from Shares)$1

ATM & Card

Replacement Debit Card$10

Wire Transfers

Wire out$20

Check Services

Cashier Check$10
Teller Checks after 3 per month$2
per item
On Line Bill Pay Stop Payments$27.50
Stop Payment (Checks or ACH)$30
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page · Temporary Checks | $1.00 per page (4 checks)
Copy of Check$3
per item
Copy of member's checks to be deposited or cashed$1
Not compared: Charged per page; comparison unavailable
per page
On Line Bill Pay Check Copies or Electronic Item Trace$5

Digital & Electronic

On line Bill PayNo charge

Cash & Deposit

Cash Advance- Non -members1%of the advance ($2 minimum)
Cash Advance- Non -members (audience not stated, treated as personal)1%of the advance ($2 minimum)

Account Services

Safe Deposit – Drill Box$350
Not compared: Box drilling or key fee
Safe Deposit Box – Duplicate Key Made$20
Not compared: Box drilling or key fee
Safe Deposit Box 10 X 10$35
per year
Safe Deposit Box 3 X 10$20
per year
Safe Deposit Box 5 X10$25
per year
Garnishment/Levy$25
per item

Gift & Prepaid Cards

Gift Card$1.95
per item

Other Fees

Outgoing Fax$1
Statement Copy$5
per item
Skip A Payment$20
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure within 90 days opening	$15	Not stated	None
Escheat Account Processing Fee	$25	Not stated	None
Inactive Deposit Account (No Activity for 24 mos.)	$5	per month	None
Search or Reconciliation of account (Min. 1 hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statements, Mail	$7.50	Not stated	None
Overdraft & NSF
Repost or Returned NSF	$30	per item	None
Overdraft Protection ( Manually from other shares)	$3	Not stated	None
Overdraft Protection (Automatically from Shares)	$1	Not stated	None
ATM & Card
Replacement Debit Card	$10	Not stated	None
Wire Transfers
Wire out	$20	Not stated	None
Check Services
Cashier Check	$10	Not stated	None
Teller Checks after 3 per month	$2	per item	None
On Line Bill Pay Stop Payments	$27.50	Not stated	None
Stop Payment (Checks or ACH)	$30	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	Temporary Checks \| $1.00 per page (4 checks)
Copy of Check	$3	per item	None
Copy of member's checks to be deposited or cashed	$1Not compared: Charged per page; comparison unavailable	per page	None
On Line Bill Pay Check Copies or Electronic Item Trace	$5	Not stated	None
Digital & Electronic
On line Bill Pay	No charge	Not stated	None
Cash & Deposit
Cash Advance- Non -members	1%of the advance ($2 minimum)	Not stated	None
Cash Advance- Non -members (audience not stated, treated as personal)	1%of the advance ($2 minimum)	Not stated	None
Account Services
Safe Deposit – Drill Box	$350Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box – Duplicate Key Made	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 X 10	$35	per year	None
Safe Deposit Box 3 X 10	$20	per year	None
Safe Deposit Box 5 X10	$25	per year	None
Garnishment/Levy	$25	per item	None
Gift & Prepaid Cards
Gift Card	$1.95	per item	None
Other Fees
Outgoing Fax	$1	Not stated	None
Statement Copy	$5	per item	None
Skip A Payment	$20	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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