Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Concho Valley Federal Credit Union

San Angelo, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure within 90 days opening$15Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=early_closure; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Account Closure within 90 days opening | $15.00" · Source

Escheat Account Processing Fee$25

$20 above the national median

Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=dormant_account; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Escheat Account Processing Fee | $25.00" · Source

Inactive Deposit Account (No Activity for 24 mos.) | Monthly$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=dormant_account; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Inactive Deposit Account (No Activity for 24 mos.) | Monthly $5.00" · Source

Search or Reconciliation of account (Min. 1 hour) | Per Hour$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=account_research; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Search or Reconciliation of account (Min. 1 hour) | Per Hour $30.00" · Source

Overdraft & NSFVerified

Overdraft Protection (Automatically from Shares)$1Below the typical range ($2.38–$5 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=od_protection_transfer; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Overdraft Protection (Automatically from Shares) | $1.00" · Source
Overdraft Protection- loan$25Within the typical range ($25–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=overdraft; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Overdraft Protection- loan | $25.00" · Source
Repost or Returned NSF$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=nsf; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Per Item Paid under Overdraft Pay or by Repost or Returned NSF | $30.00" · Source

ATM & CardVerified

Replacement Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=card_replacement; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Replacement Debit Card | $10.00" · Source

Wire TransfersVerified

Wire out$20Within the typical range ($20–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=wire_domestic_outgoing; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Wire out | $20.00" · Source

Check ServicesVerified

Cashier Check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=cashiers_check; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Cashier Check | $10.00" · Source
Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=check_image; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Copy of Check | $3.00 Each" · Source
On Line Bill Pay Check Copies or Electronic Item Trace$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=check_image; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="On Line Bill Pay Check Copies or Electronic Item Trace | $5.00" · Source
On Line Bill Pay Stop Payments$27.50Within the typical range ($20–$30 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=stop_payment; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="On Line Bill Pay Stop Payments | $27.50" · Source
Stop Payment (Checks or ACH)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=stop_payment; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Stop Payment (Checks or ACH) | $30.00" · Source
Teller Checks after 3 per month$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
per month · Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=cashiers_check; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Teller Checks after 3 per month | $2.00 each" · Source
Temporary Checks$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=counter_check; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Temporary Checks | $1.00 per page (4 checks)" · Source

Digital & ElectronicVerified

On line Bill Pay$0Within the typical range ($0–$10.73 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #7356. canonical_hint=bill_pay; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="On line Bill Pay | No Fee" · Source

Account ServicesVerified

10 X 10$35Within the typical range ($25–$75 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=safe_deposit_box; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="10 X 10 | $35.00" · Source
3 X 10$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=safe_deposit_box; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="3 X 10 | $20.00" · Source
5 X10$25Within the typical range ($25–$75 nationally)
$17.50 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=safe_deposit_box; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="5 X10 | $25.00" · Source
Garnishment/Levy$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=garnishment_levy; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Garnishment/Levy | $25.00 per notice" · Source

Lending FeesVerified

Skip A Payment$20Within the typical range ($15–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=late_payment; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Skip A Payment | $20.00 per loan" · Source

Gift & Prepaid CardsVerified

Gift Card$1.95Below the typical range ($3–$4.50 nationally)
$1.55 below the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=gift_card_purchase; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Gift Card | $1.95 each" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=document_reproduction; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Statement Copy | $5.00 per copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure within 90 days opening	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=early_closure; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Account Closure within 90 days opening \| $15.00"	Source
Escheat Account Processing Fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=dormant_account; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Escheat Account Processing Fee \| $25.00"	Source
Inactive Deposit Account (No Activity for 24 mos.) \| Monthly	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=dormant_account; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Inactive Deposit Account (No Activity for 24 mos.) \| Monthly $5.00"	Source
Search or Reconciliation of account (Min. 1 hour) \| Per Hour	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=account_research; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Search or Reconciliation of account (Min. 1 hour) \| Per Hour $30.00"	Source
Overdraft & NSFVerified
Overdraft Protection (Automatically from Shares)	$1Below the typical range ($2.38–$5 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=od_protection_transfer; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Overdraft Protection (Automatically from Shares) \| $1.00"	Source
Overdraft Protection- loan
ATM & CardVerified
Replacement Debit Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=card_replacement; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Replacement Debit Card \| $10.00"	Source
Wire TransfersVerified
Wire out	$20Within the typical range ($20–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=wire_domestic_outgoing; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Wire out \| $20.00"	Source
Check ServicesVerified
Cashier Check	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=cashiers_check; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Cashier Check \| $10.00"	Source
Copy of Check	$3
Digital & ElectronicVerified
On line Bill Pay	$0Within the typical range ($0–$10.73 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #7356. canonical_hint=bill_pay; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="On line Bill Pay \| No Fee"	Source
Account ServicesVerified
10 X 10	$35Within the typical range ($25–$75 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=safe_deposit_box; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="10 X 10 \| $35.00"	Source
3 X 10	$20
Lending FeesVerified
Skip A Payment	$20Within the typical range ($15–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=late_payment; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Skip A Payment \| $20.00 per loan"	Source
Gift & Prepaid CardsVerified
Gift Card	$1.95Below the typical range ($3–$4.50 nationally)	$1.55 below the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=gift_card_purchase; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Gift Card \| $1.95 each"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #7356. canonical_hint=document_reproduction; text_hash=6d7025cb40839d5ca98638171416af77030183317e5fb6f7666ab0d39a3dacc2; excerpt="Statement Copy \| $5.00 per copy"	Source

Fee change alerts

Get an email when Concho Valley Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Concho Valley Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 24 — leaner than most institutions

Published fees

Under review

Assets

$25.7M

Work at Concho Valley Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$25.7M

Total deposits

$22.6M

Service charge income (year to date)

$51K

Fee income ratio

7.9%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

See pricing