Public Employees Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $431.4M
Fed district: Dallas

29 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Public Employees Federal Credit Union: $35
Public Employees Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Public Employees Federal Credit Union: $35
Public Employees Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Public Employees Federal Credit Union: $1.50
Public Employees Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Public Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Classic Checking Minimum Balance Fee$5
Classic Checking Minimum Balance Fee$5
Early Closure (Within 6 Months of Opening)$5
Account Research/Reconciliation ($10 min)$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Bad Address$5

Overdraft & NSF

Overdraft Privilege (Courtesy Pay)$35
Non-Sufficient Funds (NSF)$35
Overdraft Transfer Fee$5

ATM & Card

ATM Transaction At Non-Alliance ATM$1.50
Damaged / Lost Card Replacement$5
Currency Conversion Fee (audience not stated, treated as personal)1%
Currency Conversion Fee1%

Wire Transfers

Wire-Outgoing Domestic$15
Incoming WireNo charge
Wire-Outgoing International$50

Check Services

Cashier’s Check-Member$3
Cashier’s or Teller Check-Non Member$10
Teller's Check$3
Money Order$1.50
Stop Payment - ACH/Check$35
per item
Stop Payment - Cashier’s Check$35
per item
Stop Payment - Money Order$35
Stop Payment - Teller Check$35
per item
Temporary Checks (12)$3
Collection Item-Incoming$10
Check Copy(In Excess of 2 Per Month)$2
Internet e-Branch Check CopiesNo charge

Digital & Electronic

e-Bill PayNo charge

Cash & Deposit

Non-Business Coin CountingNo charge
Credit Card Cash Advance FeeNo charge
Returned Deposited Item - Member$35
Returned Deposited Item - Non Member$10

Account Services

Notary ServicesNo charge
SB 10” x 10”$100
SB 3” x 10”$45
SB 3” x 5”$25
SB 5” x 10”$70
SB Drilling$300
Not compared: Box drilling or key fee
SB Lost Key$50
Not compared: Box drilling or key fee
Legal Action (Garnishment, Levy, Etc.)$50
Subordination Agreement Execution$100
Verification of Deposit$5

Gift & Prepaid Cards

Gift Card Purchase Fee$2.95
Reload Fee At PECU$3.95

Other Fees

Account History/Statement Copy$3
Online Loan ApplicationNo charge
PECU Loan Payment Initiated By Phone$15
Skip-A-Payment Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Classic Checking Minimum Balance Fee	$5	Not stated	None
Classic Checking Minimum Balance Fee	$5	Not stated	None
Early Closure (Within 6 Months of Opening)	$5	Not stated	None
Account Research/Reconciliation ($10 min)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft Privilege (Courtesy Pay)	$35	Not stated	None
Non-Sufficient Funds (NSF)	$35	Not stated	None
Overdraft Transfer Fee	$5	Not stated	None
ATM & Card
ATM Transaction At Non-Alliance ATM	$1.50	Not stated	None
Damaged / Lost Card Replacement	$5	Not stated	None
Currency Conversion Fee (audience not stated, treated as personal)	1%	Not stated	None
Currency Conversion Fee	1%	Not stated	None
Wire Transfers
Wire-Outgoing Domestic	$15	Not stated	None
Incoming Wire	No charge	Not stated	None
Wire-Outgoing International	$50	Not stated	None
Check Services
Cashier’s Check-Member	$3	Not stated	None
Cashier’s or Teller Check-Non Member	$10	Not stated	None
Teller's Check	$3	Not stated	None
Money Order	$1.50	Not stated	None
Stop Payment - ACH/Check	$35	per item	None
Stop Payment - Cashier’s Check	$35	per item	None
Stop Payment - Money Order	$35	Not stated	None
Stop Payment - Teller Check	$35	per item	None
Temporary Checks (12)	$3	Not stated	None
Collection Item-Incoming	$10	Not stated	None
Check Copy(In Excess of 2 Per Month)	$2	Not stated	None
Internet e-Branch Check Copies	No charge	Not stated	None
Digital & Electronic
e-Bill Pay	No charge	Not stated	None
Cash & Deposit
Non-Business Coin Counting	No charge	Not stated	None
Credit Card Cash Advance Fee	No charge	Not stated	None
Returned Deposited Item - Member	$35	Not stated	None
Returned Deposited Item - Non Member	$10	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
SB 10” x 10”	$100	Not stated	None
SB 3” x 10”	$45	Not stated	None
SB 3” x 5”	$25	Not stated	None
SB 5” x 10”	$70	Not stated	None
SB Drilling	$300Not compared: Box drilling or key fee	Not stated	None
SB Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
Legal Action (Garnishment, Levy, Etc.)	$50	Not stated	None
Subordination Agreement Execution	$100	Not stated	None
Verification of Deposit	$5	Not stated	None
Gift & Prepaid Cards
Gift Card Purchase Fee	$2.95	Not stated	None
Reload Fee At PECU	$3.95	Not stated	None
Other Fees
Account History/Statement Copy	$3	Not stated	None
Online Loan Application	No charge	Not stated	None
PECU Loan Payment Initiated By Phone	$15	Not stated	None
Skip-A-Payment Fee	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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