Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Public Employees Federal Credit Union

Austin, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation ($10 min)$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$35Above the typical range ($25–$31.50 nationally)
$5 above the national median
Source
Overdraft Privilege (Courtesy Pay)$35Above the typical range ($25–$32 nationally)
$5 above the national median
Source
Overdraft Transfer Fee$5Within the typical range ($3–$5 nationally)
At the national median
Source

ATM & CardVerified

ATM Transaction At Non-Alliance ATM$1.50Within the typical range ($1–$2.50 nationally)
$0.45 below the national median
Source
Damaged / Lost Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Wire TransfersVerified

Incoming Wire$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire-Outgoing Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median
Source
Wire-Outgoing International$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Cashier’s Check-Member$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
Source
Cashier’s or Teller Check-Non Member$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Source
Check Copy(In Excess of 2 Per Month)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per month · Source
Internet e-Branch Check Copies$0Below the typical range ($2–$5 nationally)
$3 below the national median
Source
Money Order$1.50Below the typical range ($1.63–$3 nationally)
$0.50 below the national median
Source
Stop Payment - ACH/Check$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Source
Stop Payment - Teller Check$35Above the typical range ($20–$30 nationally)
$8 above the national median
Source
Temporary Checks (12)$3Within the typical range ($1–$4 nationally)
$1 above the national median
Source

Cash & DepositVerified

Credit Card Cash Advance Fee$0Below the typical range ($3–$10 nationally)
$5 below the national median
Source
Non-Business Coin Counting$0Within the typical range ($0–$5 nationally)
$1 below the national median
Source
Returned Deposited Item - Member$35Above the typical range ($10–$25 nationally)
$20 above the national median
Source
Returned Deposited Item - Non Member$10Within the typical range ($10–$25 nationally)
$5 below the national median
Source

Account ServicesVerified

Legal Action (Garnishment, Levy, Etc.)$50Within the typical range ($30–$75 nationally)
At the national median
Source
Notary Services$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
SB Lost Key$50Within the typical range ($25–$80 nationally)
$5 above the national median
Source
Subordination Agreement Execution$100Within the typical range ($50–$150 nationally)
At the national median
Source
Verification of Deposit$5Below the typical range ($10–$15 nationally)
$5 below the national median
Source

Gift & Prepaid CardsVerified

Gift Card Purchase Fee$2.95Below the typical range ($3–$4.50 nationally)
$0.55 below the national median
Source
Reload Fee At PECU$3.95Within the typical range ($2.50–$5 nationally)
$0.52 below the national median
Source

Other FeesVerified

Account History/Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source
Online Loan Application$0Below the typical range ($22.50–$35 nationally)
$30 below the national median
Source
Skip-A-Payment Fee$25Within the typical range ($22.50–$35 nationally)
$5 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation ($10 min)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Classic Checking Minimum Balance Fee	$5Within the typical range ($3–$10 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$35Above the typical range ($25–$31.50 nationally)	$5 above the national median	—	—	Source
Overdraft Privilege (Courtesy Pay)	$35
ATM & CardVerified
ATM Transaction At Non-Alliance ATM	$1.50Within the typical range ($1–$2.50 nationally)	$0.45 below the national median	—	—	Source
Damaged / Lost Card Replacement	$5
Wire TransfersVerified
Incoming Wire	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire-Outgoing Domestic	$15
Check ServicesVerified
Cashier’s Check-Member	$3Within the typical range ($3–$5.50 nationally)	$2 below the national median	—	—	Source
Cashier’s or Teller Check-Non Member	$10
Digital & ElectronicVerified
e-Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Cash & DepositVerified
Credit Card Cash Advance Fee	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	—	Source
Non-Business Coin Counting	$0
Account ServicesVerified
Legal Action (Garnishment, Levy, Etc.)	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Notary Services	$0
Gift & Prepaid CardsVerified
Gift Card Purchase Fee	$2.95Below the typical range ($3–$4.50 nationally)	$0.55 below the national median	—	—	Source
Reload Fee At PECU	$3.95
Other FeesVerified
Account History/Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Online Loan Application	$0

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 33

Headline fees published

12 of 15

Published fees

Under review

Assets

$431.4M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$431.4M

Total deposits

$368.7M

Service charge income (year to date)

$393K

Fee income ratio

3.8%

Return on assets

0.92%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,755 published fee entries from 2,777 institutions

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