Galveston Government Employees Federal Credit Union

Headquarters: Dickinson, Texas
Charter: Credit Union
Assets: $6.8M
Fed district: Dallas

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Galveston Government Employees Federal Credit Union: No fee
Galveston Government Employees Federal Credit Union: No fee
U.S. median: no median
NSF / Returned Item
Galveston Government Employees Federal Credit Union: $30
Galveston Government Employees Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Galveston Government Employees Federal Credit Union: $1
Galveston Government Employees Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Galveston Government Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Service ChargeNo charge
Early Account closure (If account has been open less than 1 year)$5
Dormant Account Processing Fee (assessed after 3 years & annually thereafter)$10
Not compared: Annual charge, not monthly
per year
Account ACH Deposit/Withdrawal Research Fee$25
per item
Account Reconciliation/Research (with minimum of 1 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements Mailed (effective 10/01/2026)$5

Overdraft & NSF

Insufficient Funds Fee (All types with each NSF transaction)$30
per item

ATM & Card

ATM Switch Fee$1
Replacement of ATM/Debit Card$5

Check Services

Stop Payment Fee (all types with each placement)$30
per item
Stop Payment on Credit Union Check$30
Collection Items Incoming$30
Collection Items Outgoing$30
Photocopy of Original Check$5

Digital & Electronic

ACH Origination Fee$5
ACH Origination Re-occurring Fee$3

Account Services

Garnishment/Levy$75

Lending Fees

Credit Report fee (individual/joint)$25
Credit Report fee (joint)$30

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Service Charge	No charge	Not stated	None
Early Account closure (If account has been open less than 1 year)	$5	Not stated	None
Dormant Account Processing Fee (assessed after 3 years & annually thereafter)	$10Not compared: Annual charge, not monthly	per year	None
Account ACH Deposit/Withdrawal Research Fee	$25	per item	None
Account Reconciliation/Research (with minimum of 1 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Mailed (effective 10/01/2026)	$5	Not stated	None
Overdraft & NSF
Insufficient Funds Fee (All types with each NSF transaction)	$30	per item	None
ATM & Card
ATM Switch Fee	$1	Not stated	None
Replacement of ATM/Debit Card	$5	Not stated	None
Check Services
Stop Payment Fee (all types with each placement)	$30	per item	None
Stop Payment on Credit Union Check	$30	Not stated	None
Collection Items Incoming	$30	Not stated	None
Collection Items Outgoing	$30	Not stated	None
Photocopy of Original Check	$5	Not stated	None
Digital & Electronic
ACH Origination Fee	$5	Not stated	None
ACH Origination Re-occurring Fee	$3	Not stated	None
Account Services
Garnishment/Levy	$75	Not stated	None
Lending Fees
Credit Report fee (individual/joint)	$25	Not stated	None
Credit Report fee (joint)	$30	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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