Centex Citizens Federal Credit Union

Headquarters: Mexia, Texas
Charter: Credit Union
Assets: $118.9M
Fed district: Dallas

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Centex Citizens Federal Credit Union: No fee
Centex Citizens Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Centex Citizens Federal Credit Union: $30
Centex Citizens Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Centex Citizens Federal Credit Union: $30
Centex Citizens Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Centex Citizens Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service ChargeNo charge
per month
Account Closed within 90 Days of Opening$15
Account Research/ Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Mailing fee$5

Overdraft & NSF

Courtesy Pay Fee$30
per item
ACH NSF Fee$30
per item
Check Returned NSF Fee$30
per item
Overdraft Privilege From Savings$5

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer (Outgoing) Domestic Only$25
Wire Transfer (Incoming)No charge

Check Services

Corporate Check Fees$2
Money Order Fee$1.50
ACH Stop Payment Fee$30
Check Stop Payment Fee$30
Temporary Checks$2
Check Copy Fee$2
per item

Digital & Electronic

Rush ACH Delivery Fee$9.95
per item

Cash & Deposit

Cash Advance Fee$5
Third Party Deposit Check Returned NSF$5

Gift & Prepaid Cards

Gift Card Purchase Fee$4
Travel Card Reload Fee$3

Other Fees

Statement Copy$5
Loan Extension Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	No charge	per month	None
Account Closed within 90 Days of Opening	$15	Not stated	None
Account Research/ Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Mailing fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$30	per item	None
ACH NSF Fee	$30	per item	None
Check Returned NSF Fee	$30	per item	None
Overdraft Privilege From Savings	$5	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer (Outgoing) Domestic Only	$25	Not stated	None
Wire Transfer (Incoming)	No charge	Not stated	None
Check Services
Corporate Check Fees	$2	Not stated	None
Money Order Fee	$1.50	Not stated	None
ACH Stop Payment Fee	$30	Not stated	None
Check Stop Payment Fee	$30	Not stated	None
Temporary Checks	$2	Not stated	None
Check Copy Fee	$2	per item	None
Digital & Electronic
Rush ACH Delivery Fee	$9.95	per item	None
Cash & Deposit
Cash Advance Fee	$5	Not stated	None
Third Party Deposit Check Returned NSF	$5	Not stated	None
Gift & Prepaid Cards
Gift Card Purchase Fee	$4	Not stated	None
Travel Card Reload Fee	$3	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Loan Extension Fee	$30	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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