Compared with Texas
15 of 24
compared fees are above the median.
4 below, 5 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
59th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Texas median
of 24 compared; 4 below, 5 about the same
See the feesFee schedule read Oct 15, 2026
Call-report figures are for Brazos Star Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Texas median | Published fees above the Texas median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Brazos Star Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 8.5% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (59th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $36K in Q2 2026, 7.7% below the same quarter a year earlier ($39K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
15 of 24 compared published fees sit above the Texas median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Texas medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 7.7% from Q3 2025 to Q2 2026, to $36K. Its share of revenue, 8.5%, is above the 7.2% median for credit unions with under $300M in assets.
$36K
Brazos Star Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Brazos Star Federal Credit Union · $36M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Brazos Star Federal Credit Union(this institution) | College Station, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alpena Community Federal Credit Union | Alpena, MI | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alpha Federal Credit Union | Boston, MA | $35M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Chen-Del-O Federal Credit Union | Franklin, NY | $35M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Community Link Federal Credit Union | Huntington, IN | $36M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Ct Firefighters Federal Credit Union | Hartford, CT | $35M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| El Monte Community Federal Credit Union | El Monte, CA | $34M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Eweb Employees Federal Credit Union | Eugene, OR | $35M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fox Federal Credit Union | Los Angeles, CA | $37M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greater Valley Federal Credit Union | Fresno, CA | $34M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Koin Federal Credit Union | Brentwood, TN | $35M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Matagorda County Federal Credit Union | Bay City, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meadowland Federal Credit Union | Sheboygan Falls, WI | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Montana Educators' Federal Credit Union | Missoula, MT | $35M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Northwestern Energy Employees Federal Credit Union | Butte, MT | $35M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nsp Federal Credit Union | Maplewood, MN | $35M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| O And R Utilities Employees Federal Credit Union | Monroe, NY | $35M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Outreach Federal Credit Union | Hermitage, TN | $35M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Postal Employees Federal Credit Union | Yardville, NJ | $36M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Reliance Federal Credit Union | King of Prussia, PA | $35M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| School District 3 Federal Credit Union | Colorado Springs, CO | $36M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Service Plus Federal Credit Union | Moline, IL | $35M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Steuben Citizens Federal Credit Union | Bath, NY | $36M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Transport Federal Credit Union | Tampa, FL | $36M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wcu Credit Union | Decatur, AL | $36M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wichita Falls Federal Credit Union | Wichita Falls, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 8 publish this fee(out-of-network atm)
17 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $1 among 8 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.
Out-of-network ATM fee in dollars, one mark per institution
Brazos Star Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.
Call reports for Brazos Star Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $36K | $0 | 0.0% |
| Q1 2026 | $36K | +$1K | +2.9% |
| Q4 2025 | $35K | −$4K | −10.3% |
| Q3 2025 | $39K | $0 | 0.0% |
| Q2 2025 | $39K | −$2K | −4.9% |
| Q1 2025 | $41K | +$10K | +32.3% |
| Q4 2024 | $31K | +$15K | +93.8% |
| Q3 2024 | $16K | −$41K | −71.9% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Brazos Star Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Brazos Star Federal Credit Union by share.
Amounts from Brazos Star Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per hour
per hour
per month
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item · 4 minimum
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Close Account fee within 3 months of Account opening | $10Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| After 3 months of inactivity | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account reconciliation fee (1-hour minimum charge) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account research fee (1-hour minimum charge) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Convenience Fee, per statement | $3Inside the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Member Returned Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy pay fees for overdraft items by check, ACH, ATM, POS, each item | $32Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Discretionary Courtesy Pay fees for overdraft items | $32Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Dishonored and returned check fee, each item | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Kiting Return Check fee, each item | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Non-Sufficient Funds Fee, each item | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| NSF Check fee, each item | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Online Banking, Credit and Debit Card Fees: Kiting Return Check fee, each item | $32Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection fee, each transfer | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Sign-up for Brazos Star Credit Union’s Home Banking, Account: Overdraft Protection fee, each transfer | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| VISA® Debit Card Replacement fee | $6Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| VISA® Debit Card/PIN Rush Delivery | $75Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Outgoing) | $25Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check | $3Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order | $2Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop payment fee, each event (Item or sequence of numbers) | $32Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks | $5Above the U.S. middle 50% ($1 to $4 nationally) | per item | 4 minimum |
| Temporary Checks (4 minimum) | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing Fees – On-Us Checks only | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Check Image Copy Fee | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Online Banking, Credit and Debit Card Fees | Check Image Copy Fee | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay inactivity fee (after 3 months of inactivity) | $10Above the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Coin Counter Usage Fee | No chargeInside the U.S. middle 50% ($0 to $2.55 nationally) | Not stated | None |
| Coin Counter Usage Fee for Non-members | 10% | Not stated | None |
| Teller-Assisted Cash Advance Fee or Card Payment | $10Inside the U.S. middle 50% ($2 to $10 nationally) | per item | None |
Account Services | |||
| Notary Seal, Members Only | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Legal Process Fee | $50Not compared: Annual charge, not per item | per year | None |
| Verification of Deposit | $10Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Lending Fees | |||
| VISA® Classic, Gold and Platinum Late fee, after 10-day grace period | $30Above the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| VISA® Gift Card up | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
| VISA® Travel Card Reloads | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Statement Copy for each statement requested | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| VISA® Credit Card Statement copy | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Back on Track Loan Application Fee | $50Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| CashNOW Loan Application Fee | $20Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Credit Union Membership Priceless!: Loan Modification or Extension Fee | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| PAL II Loan Application Fee | $20Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Raise the Bar, lower your score loan refinance fee | $40Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Share/Share Draft Checking Fees | $40Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Skip-a-payment Fee | $30Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Brazos Star Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
1 office in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| College Station, TX | 1 |
Largest competitors nearby
Local market: Brazos county, TX, around its headquarters.
| 24 in its local market | Deposit share |
|---|---|
| Truist Bank | 16.3% |
| Wells Fargo Bank, National Association | 14.9% |
| Prosperity Bank | 13.1% |
| First Financial Bank | 10.1% |
| American Momentum Bank | 8.4% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.