Brazos Star Federal Credit Union

Headquarters: College Station, Texas
Charter: Credit Union
Assets: $35.5M
Fed district: Dallas

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Brazos Star Federal Credit Union: $32
Brazos Star Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Brazos Star Federal Credit Union: $32
Brazos Star Federal Credit Union: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Brazos Star Federal Credit Union: $25
Brazos Star Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Brazos Star Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account fee within 3 months of Account opening$10
After 3 months of inactivity$10
per month
Account reconciliation fee (1-hour minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account research fee (1-hour minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Convenience Fee, per statement$3
per month
Member Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy pay fees for overdraft items by check, ACH, ATM, POS, each item$32
per item
Discretionary Courtesy Pay fees for overdraft items$32
per item
Dishonored and returned check fee, each item$32
per item
Kiting Return Check fee, each item$32
per item
Non-Sufficient Funds Fee, each item$32
per item
NSF Check fee, each item$32
per item
Online Banking, Credit and Debit Card Fees: Kiting Return Check fee, each item$32
per item
Overdraft Protection fee, each transfer$5
per item
Sign-up for Brazos Star Credit Union’s Home Banking, Account: Overdraft Protection fee, each transfer$5
per item

ATM & Card

VISA® Debit Card Replacement fee$6
per item
VISA® Debit Card/PIN Rush Delivery$75

Wire Transfers

Wire Transfer (Outgoing)$25

Check Services

Cashier’s Check$3
Money Order$2
Stop payment fee, each event (Item or sequence of numbers)$32
per item
Temporary Checks$5
per item · 4 minimum
Temporary Checks (4 minimum)$5
Check Cashing Fees – On-Us Checks only$5
Check Image Copy Fee$3
Online Banking, Credit and Debit Card Fees | Check Image Copy Fee$3

Digital & Electronic

Online Bill Pay inactivity fee (after 3 months of inactivity)$10
per month

Cash & Deposit

Coin Counter Usage FeeNo charge
Coin Counter Usage Fee for Non-members10%
Teller-Assisted Cash Advance Fee or Card Payment$10
per item

Account Services

Notary Seal, Members OnlyNo charge
Legal Process Fee$50
Not compared: Annual charge, not per item
per year
Verification of Deposit$10
per item

Lending Fees

VISA® Classic, Gold and Platinum Late fee, after 10-day grace period$30

Gift & Prepaid Cards

VISA® Gift Card up$3
VISA® Travel Card Reloads$3.95

Other Fees

Statement Copy for each statement requested$5
per item
VISA® Credit Card Statement copy$5
Back on Track Loan Application Fee$50
CashNOW Loan Application Fee$20
Credit Union Membership Priceless!: Loan Modification or Extension Fee$35
PAL II Loan Application Fee$20
Raise the Bar, lower your score loan refinance fee$40
Share/Share Draft Checking Fees$40
Skip-a-payment Fee$30

Fee	Amount	Basis	Note
Account Maintenance
Close Account fee within 3 months of Account opening	$10	Not stated	None
After 3 months of inactivity	$10	per month	None
Account reconciliation fee (1-hour minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account research fee (1-hour minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Convenience Fee, per statement	$3	per month	None
Member Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy pay fees for overdraft items by check, ACH, ATM, POS, each item	$32	per item	None
Discretionary Courtesy Pay fees for overdraft items	$32	per item	None
Dishonored and returned check fee, each item	$32	per item	None
Kiting Return Check fee, each item	$32	per item	None
Non-Sufficient Funds Fee, each item	$32	per item	None
NSF Check fee, each item	$32	per item	None
Online Banking, Credit and Debit Card Fees: Kiting Return Check fee, each item	$32	per item	None
Overdraft Protection fee, each transfer	$5	per item	None
Sign-up for Brazos Star Credit Union’s Home Banking, Account: Overdraft Protection fee, each transfer	$5	per item	None
ATM & Card
VISA® Debit Card Replacement fee	$6	per item	None
VISA® Debit Card/PIN Rush Delivery	$75	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Stop payment fee, each event (Item or sequence of numbers)	$32	per item	None
Temporary Checks	$5	per item	4 minimum
Temporary Checks (4 minimum)	$5	Not stated	None
Check Cashing Fees – On-Us Checks only	$5	Not stated	None
Check Image Copy Fee	$3	Not stated	None
Online Banking, Credit and Debit Card Fees \| Check Image Copy Fee	$3	Not stated	None
Digital & Electronic
Online Bill Pay inactivity fee (after 3 months of inactivity)	$10	per month	None
Cash & Deposit
Coin Counter Usage Fee	No charge	Not stated	None
Coin Counter Usage Fee for Non-members	10%	Not stated	None
Teller-Assisted Cash Advance Fee or Card Payment	$10	per item	None
Account Services
Notary Seal, Members Only	No charge	Not stated	None
Legal Process Fee	$50Not compared: Annual charge, not per item	per year	None
Verification of Deposit	$10	per item	None
Lending Fees
VISA® Classic, Gold and Platinum Late fee, after 10-day grace period	$30	Not stated	None
Gift & Prepaid Cards
VISA® Gift Card up	$3	Not stated	None
VISA® Travel Card Reloads	$3.95	Not stated	None
Other Fees
Statement Copy for each statement requested	$5	per item	None
VISA® Credit Card Statement copy	$5	Not stated	None
Back on Track Loan Application Fee	$50	Not stated	None
CashNOW Loan Application Fee	$20	Not stated	None
Credit Union Membership Priceless!: Loan Modification or Extension Fee	$35	Not stated	None
PAL II Loan Application Fee	$20	Not stated	None
Raise the Bar, lower your score loan refinance fee	$40	Not stated	None
Share/Share Draft Checking Fees	$40	Not stated	None
Skip-a-payment Fee	$30	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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