Georgia'S Own Federal Credit Union

Headquarters: Atlanta, Georgia
Charter: Credit Union
Assets: $4.2B
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Aug 22, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Bank on Checking $5 · CONSUMER TRUTH-IN-SAVINGS FEE SCHEDULE $6.95 · Resolution Checking $10
Compared at $6.95, the middle of its prices
Georgia'S Own Federal Credit Union: $5 to $10
Georgia'S Own Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Georgia'S Own Federal Credit Union: $35
Georgia'S Own Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Georgia'S Own Federal Credit Union: $35
Georgia'S Own Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Aug 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Georgia'S Own Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Bank on Checking Monthly Service Charge$5
per month
Perks+ Monthly Service Charge$6.95
per month
Resolution Checking Monthly Service Charge$10
per month
Dormant Account Fee$5
per month
Inactive Account Fee$5
per month
Account Research/Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$5

Overdraft & NSF

Premium Overdraft (OD) Fee$35
per item
Bill Pay Nonsufficient Funds Fee (NSF)$35
per item
Nonsufficient Funds (NSF) Fee$35
per item
Overdraft Transfer Fee$6
per item

ATM & Card

Out of Network ATM Fees Balance Inquiries$3
per transaction
ATM/Debit Card Replacement Fee$5
per item
ATM/Debit Card International Transaction Fee Cashier's Check Member Fee$10
per item

Wire Transfers

Outgoing Fee wire$50
per item
Outgoing Fee wire$25
per item
Incoming Fee wire$15
per item

Check Services

Cashier's Check Member Fee$10
per item
Bill Pay Stop Payment Fee$30
per item
Counter Checks 3 checks$5

Digital & Electronic

Website Loan Payments Online Payment - Express Pay$8
Not compared: Per-occurrence charge, not monthly
per item

Cash & Deposit

Returned Deposit/Payment Item Fee$30
per item
Returned Item Fee$10
per item

Account Services

Drilling of Box Fee$150
Not compared: Box drilling or key fee
Duplicate Key Fee$20
Not compared: Box drilling or key fee
Levy Fees$50
per item
Verification of Deposit/Loan Fee$25
per item

Retirement & IRA

IRA Direct Transfer Fee$25
per item

Other Fees

Other Document Copy Fee$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Bank on Checking Monthly Service Charge	$5	per month	None
Perks+ Monthly Service Charge	$6.95	per month	None
Resolution Checking Monthly Service Charge	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactive Account Fee	$5	per month	None
Account Research/Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$5	Not stated	None
Overdraft & NSF
Premium Overdraft (OD) Fee	$35	per item	None
Bill Pay Nonsufficient Funds Fee (NSF)	$35	per item	None
Nonsufficient Funds (NSF) Fee	$35	per item	None
Overdraft Transfer Fee	$6	per item	None
ATM & Card
Out of Network ATM Fees Balance Inquiries	$3	per transaction	None
ATM/Debit Card Replacement Fee	$5	per item	None
ATM/Debit Card International Transaction Fee Cashier's Check Member Fee	$10	per item	None
Wire Transfers
Outgoing Fee wire	$50	per item	None
Outgoing Fee wire	$25	per item	None
Incoming Fee wire	$15	per item	None
Check Services
Cashier's Check Member Fee	$10	per item	None
Bill Pay Stop Payment Fee	$30	per item	None
Counter Checks 3 checks	$5	Not stated	None
Digital & Electronic
Website Loan Payments Online Payment - Express Pay	$8Not compared: Per-occurrence charge, not monthly	per item	None
Cash & Deposit
Returned Deposit/Payment Item Fee	$30	per item	None
Returned Item Fee	$10	per item	None
Account Services
Drilling of Box Fee	$150Not compared: Box drilling or key fee	Not stated	None
Duplicate Key Fee	$20Not compared: Box drilling or key fee	Not stated	None
Levy Fees	$50	per item	None
Verification of Deposit/Loan Fee	$25	per item	None
Retirement & IRA
IRA Direct Transfer Fee	$25	per item	None
Other Fees
Other Document Copy Fee	$5	per item	None

Correct a fee source

Aug 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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