Atlanta Postal Federal Credit Union

Headquarters: Atlanta, Georgia
Charter: Credit Union
Assets: $2.4B
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.75, the middle of its prices
Atlanta Postal Federal Credit Union: $0 to $10
Atlanta Postal Federal Credit Union: $0 to $10
U.S. median: no median
NSF / Returned Item
Atlanta Postal Federal Credit Union: $32
Atlanta Postal Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Atlanta Postal Federal Credit Union: $3
Atlanta Postal Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Atlanta Postal Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Member Advantage Checking Monthly Service Charge$6
per month
Member Benefits Checking Monthly Service Charge$5.49
per month
Monthly FeeNo charge
per month
Renewal Checking Monthly Service Charge$10
per month
Research / Reconciling Accounts$25
Not compared: Charged per hour; comparison unavailable
per hour
Plus Paper Statements$5
Excess Withdrawal Fee$10
per item
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sufficient Funds (NSF) Fee – ATM / pre-authorized$32
Non-Sufficient Funds (NSF) Fee – items returned$32
per item
Automatic Transfer from Savings to cover overdraft$5
per item

ATM & Card

Visa Debit Card / ATM Withdrawals at Non$3
per item
Card Replacement$10
Not compared: Annual charge, not per item
per year
Rush Card Order Fee$25

Wire Transfers

Wire Transfer Outgoing – Domestic$20
Wire Transfer Outgoing – International$50

Check Services

Cashier’s Checks$5
Stop Payment Fee$32
Temporary Checks$5
per item
Check Cashing$5
Cash Items Sent for Collection – Domestic$10
Cash Items Sent for Collection – International$20
Copy of a Draft$2
per item

Digital & Electronic

ACH Return Fee$40
Expedited Bill Pay$7.95
Visa® Debit Card / ATM Fees: Zelle (Person to Person Transfers)No charge

Cash & Deposit

Deposited Checks Returned Unpaid$32

Account Services

Processing Garnishments and Levies (v)$75

Other Fees

Statement Copy – activity since last statement$5
Statement Copy – other copies$5
Returned Loan Payment Fee$32

Fee	Amount	Basis	Note
Account Maintenance
Member Advantage Checking Monthly Service Charge	$6	per month	None
Member Benefits Checking Monthly Service Charge	$5.49	per month	None
Monthly Fee	No charge	per month	None
Renewal Checking Monthly Service Charge	$10	per month	None
Research / Reconciling Accounts	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Plus Paper Statements	$5	Not stated	None
Excess Withdrawal Fee	$10	per item	None
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Fee – ATM / pre-authorized	$32	Not stated	None
Non-Sufficient Funds (NSF) Fee – items returned	$32	per item	None
Automatic Transfer from Savings to cover overdraft	$5	per item	None
ATM & Card
Visa Debit Card / ATM Withdrawals at Non	$3	per item	None
Card Replacement	$10Not compared: Annual charge, not per item	per year	None
Rush Card Order Fee	$25	Not stated	None
Wire Transfers
Wire Transfer Outgoing – Domestic	$20	Not stated	None
Wire Transfer Outgoing – International	$50	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Stop Payment Fee	$32	Not stated	None
Temporary Checks	$5	per item	None
Check Cashing	$5	Not stated	None
Cash Items Sent for Collection – Domestic	$10	Not stated	None
Cash Items Sent for Collection – International	$20	Not stated	None
Copy of a Draft	$2	per item	None
Digital & Electronic
ACH Return Fee	$40	Not stated	None
Expedited Bill Pay	$7.95	Not stated	None
Visa® Debit Card / ATM Fees: Zelle (Person to Person Transfers)	No charge	Not stated	None
Cash & Deposit
Deposited Checks Returned Unpaid	$32	Not stated	None
Account Services
Processing Garnishments and Levies (v)	$75	Not stated	None
Other Fees
Statement Copy – activity since last statement	$5	Not stated	None
Statement Copy – other copies	$5	Not stated	None
Returned Loan Payment Fee	$32	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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