Cgr Federal Credit Union

Headquarters: Macon, Georgia
Charter: Credit Union
Assets: $120.0M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Valued Checking
Cgr Federal Credit Union: $7
Cgr Federal Credit Union: $7
U.S. median: no median
Overdraft (OD)
Cgr Federal Credit Union: $28
Cgr Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Cgr Federal Credit Union: $28
Cgr Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cgr Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Valued Checking Monthly Maintenance Fee$7
per month
Inactive Account Fee$5
per month
Account Reconciliation and Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (If more than six per year and balance is under $250)$5
per item
Wrong Address Fee$1

Overdraft & NSF

ATM Overdraft Fee$28
per item
ACH NSF Fee$28
per item
NSF Fee$28
per item

ATM & Card

ATM Withdrawals (In excess of 6 withdrawals per month or non-CGR Credit Union ATM machines)$1
per item
Debit Card Replacement Fee$5
per item

Wire Transfers

Wire – Outgoing$15
per item
Wire – IncomingNo charge
Wire – Foreign$35
per item

Check Services

Cashier's Check$2
per item
Money Order$2
per item
Stop Payment Fee$28
Check Cashing Fee$5
Collection Item$10
per item
Check Copy Fee$2
per item

Cash & Deposit

Returned Deposit Item Fee$25
per item

Account Services

Account/Deposit Verifications$10

Other Fees

Statement Copy Fee$4
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Valued Checking Monthly Maintenance Fee	$7	per month	None
Inactive Account Fee	$5	per month	None
Account Reconciliation and Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (If more than six per year and balance is under $250)	$5	per item	None
Wrong Address Fee	$1	Not stated	None
Overdraft & NSF
ATM Overdraft Fee	$28	per item	None
ACH NSF Fee	$28	per item	None
NSF Fee	$28	per item	None
ATM & Card
ATM Withdrawals (In excess of 6 withdrawals per month or non-CGR Credit Union ATM machines)	$1	per item	None
Debit Card Replacement Fee	$5	per item	None
Wire Transfers
Wire – Outgoing	$15	per item	None
Wire – Incoming	No charge	Not stated	None
Wire – Foreign	$35	per item	None
Check Services
Cashier's Check	$2	per item	None
Money Order	$2	per item	None
Stop Payment Fee	$28	Not stated	None
Check Cashing Fee	$5	Not stated	None
Collection Item	$10	per item	None
Check Copy Fee	$2	per item	None
Cash & Deposit
Returned Deposit Item Fee	$25	per item	None
Account Services
Account/Deposit Verifications	$10	Not stated	None
Other Fees
Statement Copy Fee	$4Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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