Compared with Tennessee
11 of 16
compared fees are above the median.
3 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
32nd percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Tennessee median
of 16 compared; 3 below, 2 about the same
See the feesFee schedule read Oct 15, 2026
Call-report figures are for Apex Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Tennessee median | Published fees above the Tennessee median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Apex Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.5% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (32nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $260K in Q2 2026, 1.6% above the same quarter a year earlier ($256K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
11 of 16 compared published fees sit above the Tennessee median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Tennessee medians for fees published by banks and credit unions.
Monthly Maintenance
Pinnacle Checking $5 · High-Interest Checking $7 · Summit Checking $9
Compared at $7, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 5.1% from Q3 2025 to Q2 2026, to $260K. Its share of revenue, 1.5%, is below the 2.2% median for banks with $1B to $10B in assets.
$260K
Apex BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $5 to $9; we compare the midpoint.
Apex Bank · $1.5B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Apex Bank(this institution) | Camden, TN | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Heritage Bank | Sapulpa, OK | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| American Riviera Bank | Santa Barbara, CA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ameriserv Financial Bank | Johnstown, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Armed Forces Bank, National Association | Fort Leavenworth, KS | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Benchmark Community Bank | Kenbridge, VA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Bank Illinois | Geneseo, IL | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Bank | Elizabethton, TN | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens Bank and Trust | Frostproof, FL | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Elkhorn Valley Bank & Trust | Norfolk, NE | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Farmers & Merchants Bank | Timberville, VA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| First Federal Savings Bank of Twin Falls | Twin Falls, ID | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Pulaski | Pulaski, TN | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Grove Bank & Trust | Miami, FL | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Marquette Savings Bank | Erie, PA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| North State Bank | Raleigh, NC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pathfinder Bank | Oswego, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Bank of Alabama | Cullman, AL | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Peoples State Bank | Wausau, WI | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Providence Bank | Rocky Mount, NC | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rhinebeck Bank | Rhinebeck, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saco & Biddeford Savings Institution | Saco, ME | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| SULLIVAN BANK | Sullivan, MO | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Union County Savings Bank | Elizabeth, NJ | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Atmore, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Watertown Savings Bank | Watertown, MA | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7, the middle of its three prices, against a peer median of $9 among 17 publishing peers.
Its three checking prices are $5, $7 and $9.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for Apex Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $260K | −$2K | −0.8% |
| Q1 2026 | $262K | −$14K | −5.1% |
| Q4 2025 | $276K | +$2K | +0.7% |
| Q3 2025 | $274K | +$18K | +7.0% |
| Q2 2025 | $256K | −$4K | −1.5% |
| Q1 2025 | $260K | −$1K | −0.4% |
| Q4 2024 | $261K | −$13K | −4.7% |
| Q3 2024 | $274K | −$6K | −2.1% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, Apex Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Apex Bank by share.
Amounts from Apex Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
one time · Within 30 days of account opening
per month · Checking accounts dormant after 12 months with no activity; Savings, Money Market, HSA accounts dormant after 24 months
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| High-Interest Checking Maintenance fee | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly fee | $9Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Close Account | $25Inside the U.S. middle 50% ($10 to $25 nationally) | one time | Within 30 days of account opening |
| Dormant Account | $9.99Inside the U.S. middle 50% ($5 to $10 nationally) | per month | Checking accounts dormant after 12 months with no activity; Savings, Money Market, HSA accounts dormant after 24 months |
| Paper statement fee | $2.50Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Paper Statement Fee | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
Overdraft & NSF | |||
| Authorized Overdraft Charge | $33Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds (NSF) Charge - Returning Items | $33Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit Card Replacement | $9.99Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Outgoing | $30Above the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Wire Transfer (Domestic Outgoing) | $24.99Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfer - Domestic Incoming | $20Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Wire Transfer (Domestic Incoming) | $24.99Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfer (International Outgoing) | $85Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer (International Incoming) | $24.99Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Stop Payment | $32.95Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment | $33Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay (each additional item per statement cycle) | $0.37Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay (up to 10 items per statement cycle) | $4.50Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Night Deposit – per access key | $4.99Below the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Account Services | |||
| Garnishment/Levy | $49.99Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Garnishment/Levy Processing | $100Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
Other Fees | |||
| No minimum balance: Copies (per page) | $1.99Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
vs. the U.S. middle 50%:BelowInsideAbove
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| High-Interest Checking Maintenance fee | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Paper Statement Fee | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
ATM & Card | |||
| Foreign ATM Fee | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM/Debit Card Replacement | $9.99Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Domestic Outgoing) | $24.99Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Transfer (Domestic Incoming) | $24.99Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Wire Transfer (International Outgoing) | $85Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
| Wire Transfer (International Incoming) | $24.99Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Official Checks | $5 | Not stated | None |
| Stop Payment | $32.95Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
Digital & Electronic | |||
| Bill Pay (each additional item per statement cycle) | $0.37Inside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay (up to 10 items per statement cycle) | $4.50Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Cash & Deposit | |||
| Night Deposit – per access key | $4.99Below the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Account Services | |||
| Business Analysis Checking: replacement, and drilling. Min Fee | $149.99Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Rental begins | $12 | Not stated | None |
| Garnishment/Levy | $49.99Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Other Fees | |||
| No minimum balance: Copies (per page) | $1.99Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Apex Bank operates, and what regulators and customers have on file.
Branch footprint
22 offices in 1 state, $1.1B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 13 | $917.0M |
| 4 | $120.3M | |
| 3 | $74.4M | |
| 2 | $28.6M |
Nashville-Davidson--Murfreesboro--Franklin, TN
0.1% of bank deposits, #49 of 62, up 0.1 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Pinnacle Bank | 21.1% |
| Bank of America, National Association | 18.7% |
| Regions Bank | 9% |
| Truist Bank | 7% |
| First Horizon Bank | 5.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Nashville-Davidson--Murfreesboro--Franklin, TN, Apex Bank holds 0.1% of bank deposits, #49 of 62, with 4 offices.
678 offices of 94 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 62 institutions shown. $107.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2012 to 2026
June 2026: 0.1% share, 4 offices, #49 of 62
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2012 to 2026.
Credit unions, reported separately
105 offices of 34 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.