17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Pinnacle Checking $5 · High-Interest Checking $7 · Summit Checking $9
Compared at $7, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Apex Bank’s own schedules, with a source for each figure.
per month
per month
per month
one time · Within 30 days of account opening
per month · Checking accounts dormant after 12 months with no activity; Savings, Money Market, HSA accounts dormant after 24 months
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| High-Interest Checking Maintenance fee | $7 | per month | None |
| Monthly fee | $5 | per month | None |
| Monthly fee | $9 | per month | None |
| Close Account | $25 | one time | Within 30 days of account opening |
| Dormant Account | $9.99 | per month | Checking accounts dormant after 12 months with no activity; Savings, Money Market, HSA accounts dormant after 24 months |
| Paper statement fee | $2.50 | Not stated | None |
| Paper Statement Fee | $2 | Not stated | None |
Overdraft & NSF | |||
| Authorized Overdraft Charge | $33 | per item | None |
| Non-Sufficient Funds (NSF) Charge - Returning Items | $33 | per item | None |
ATM & Card | |||
| Foreign ATM Fee | $1 | Not stated | None |
| ATM/Debit Card Replacement | $9.99 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic Outgoing | $30 | per item | None |
| Wire Transfer (Domestic Outgoing) | $24.99 | Not stated | None |
| Wire Transfer - Domestic Incoming | $20 | per item | None |
| Wire Transfer (Domestic Incoming) | $24.99 | Not stated | None |
| Wire Transfer (International Outgoing) | $85 | Not stated | None |
| Wire Transfer (International Incoming) | $24.99 | Not stated | None |
Check Services | |||
| Stop Payment | $32.95 | Not stated | None |
| Stop Payment | $33 | per item | None |
Digital & Electronic | |||
| Bill Pay (each additional item per statement cycle) | $0.37 | Not stated | None |
| Bill Pay (up to 10 items per statement cycle) | $4.50 | per month | None |
Cash & Deposit | |||
| Night Deposit – per access key | $4.99 | Not stated | None |
Account Services | |||
| Garnishment/Levy | $49.99 | Not stated | None |
| Garnishment/Levy Processing | $100 | per item | None |
Other Fees | |||
| No minimum balance: Copies (per page) | $1.99 | per item | None |
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| High-Interest Checking Maintenance fee | $7 | per month | None |
| Paper Statement Fee | $2 | Not stated | None |
ATM & Card | |||
| Foreign ATM Fee | $1 | Not stated | None |
| ATM/Debit Card Replacement | $9.99 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Domestic Outgoing) | $24.99 | Not stated | None |
| Wire Transfer (Domestic Incoming) | $24.99 | Not stated | None |
| Wire Transfer (International Outgoing) | $85 | Not stated | None |
| Wire Transfer (International Incoming) | $24.99 | Not stated | None |
Check Services | |||
| Official Checks | $5 | Not stated | None |
| Stop Payment | $32.95 | Not stated | None |
Digital & Electronic | |||
| Bill Pay (each additional item per statement cycle) | $0.37 | Not stated | None |
| Bill Pay (up to 10 items per statement cycle) | $4.50 | per month | None |
Cash & Deposit | |||
| Night Deposit – per access key | $4.99 | Not stated | None |
Account Services | |||
| Business Analysis Checking: replacement, and drilling. Min Fee | $149.99Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Rental begins | $12 | Not stated | None |
| Garnishment/Levy | $49.99 | Not stated | None |
Other Fees | |||
| No minimum balance: Copies (per page) | $1.99 | per item | None |
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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