Ten Federal Credit Union

Headquarters: Nashville, Tennessee
Charter: Credit Union
Assets: $392.0M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.95, the middle of its prices
Ten Federal Credit Union: $3.95 to $20
Ten Federal Credit Union: $3.95 to $20
U.S. median: no median
Cashier's Check
Ten Federal Credit Union: $5
Ten Federal Credit Union: $5
U.S. median: no median
Paper Statement
Ten Federal Credit Union: $3
Ten Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Ten Federal Credit Union · $392M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$380M to $405M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ten Federal Credit Union(this institution)	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Abri Federal Credit Union	Romeoville, IL	$381M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltru Federal Credit Union	Wentzville, MO	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arsenal Federal Credit Union	Arnold, MO	$387M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Case Federal Credit Union	Lansing, MI	$400M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cy-Fair Federal Credit Union	Houston, TX	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Sill Federal Credit Union	Lawton, OK	$394M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ignite Federal Credit Union	Battle Creek, MI	$380M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Security Federal Credit Union	Shelton, CT	$385M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ocean Financial Federal Credit Union	Oceanside, NY	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Popa Federal Credit Union	Cerritos, CA	$405M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Premier Federal Credit Union	Des Moines, IA	$383M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
San Antonio Citizens Federal Credit Union	San Antonio, FL	$400M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Signet Federal Credit Union	Paducah, KY	$398M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Wauna Federal Credit Union	Clatskanie, OR	$398M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Wepco Federal Credit Union	Bloomington, MD	$399M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.47 (8.6%) above the median of similar-sized credit unions.

Compared at $5.95, the middle of its five prices, against a peer median of $5.48 among 18 publishing peers.

Its five checking prices are $3.95, $5, $5.95, $10 and $20.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ten Federal Credit Union: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ten Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$20
per month
Monthly maintenance fee$5
per month
Monthly maintenance fee$10
per month
Monthly maintenance fee$3.95
per month
Monthly maintenance fee$5.95
per month
Paper Statements$3
Return Mail$10

Overdraft & NSF

Overdraft Transfer (Per Day)$10
Not compared: Daily charge, not per item
per day

Check Services

Cashier’s Check$5
Counter ChecksNo charge
Non-Member Check Cashing$5
Foreign/Other Collection Items$25
Check/Draft Copies (Each)$3
per item

Cash & Deposit

Return Check Deposit Fee$20

Account Services

Safe Deposit Box 10x10 Yearly$150
per year
Safe Deposit Box 3x10 Yearly$100
per year
Safe Deposit Box 3x5 Yearly$50
per year
Safe Deposit Box 5x10 Yearly$125
per year
Safe Deposit Box 5x5 Yearly$75
per year
Garnishment/Levy Fee$100
Legal Processing Fees$125
Real Estate Subordination Request$150
Verification of Deposit$10

Lending Fees

Late Payment$32

Retirement & IRA

IRA (Transfer/Close)$25

Other Fees

No Credit Loan Application Fee$35
Skip A Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$20	per month	None
Monthly maintenance fee	$5	per month	None
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	$3.95	per month	None
Monthly maintenance fee	$5.95	per month	None
Paper Statements	$3	Not stated	None
Return Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer (Per Day)	$10Not compared: Daily charge, not per item	per day	None
Check Services
Cashier’s Check	$5	Not stated	None
Counter Checks	No charge	Not stated	None
Non-Member Check Cashing	$5	Not stated	None
Foreign/Other Collection Items	$25	Not stated	None
Check/Draft Copies (Each)	$3	per item	None
Cash & Deposit
Return Check Deposit Fee	$20	Not stated	None
Account Services
Safe Deposit Box 10x10 Yearly	$150	per year	None
Safe Deposit Box 3x10 Yearly	$100	per year	None
Safe Deposit Box 3x5 Yearly	$50	per year	None
Safe Deposit Box 5x10 Yearly	$125	per year	None
Safe Deposit Box 5x5 Yearly	$75	per year	None
Garnishment/Levy Fee	$100	Not stated	None
Legal Processing Fees	$125	Not stated	None
Real Estate Subordination Request	$150	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Late Payment	$32	Not stated	None
Retirement & IRA
IRA (Transfer/Close)	$25	Not stated	None
Other Fees
No Credit Loan Application Fee	$35	Not stated	None
Skip A Pay	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Ten Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.95, the middle of its prices
Ten Federal Credit Union: $3.95 to $20
Ten Federal Credit Union: $3.95 to $20
U.S. median: no median
Cashier's Check
Ten Federal Credit Union: $5
Ten Federal Credit Union: $5
U.S. median: no median
Paper Statement
Ten Federal Credit Union: $3
Ten Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Ten Federal Credit Union · $392M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$380M to $405M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ten Federal Credit Union(this institution)	Nashville, TN	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Abri Federal Credit Union	Romeoville, IL	$381M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltru Federal Credit Union	Wentzville, MO	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ancorum Federal Credit Union	Bath, ME	$402M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arsenal Federal Credit Union	Arnold, MO	$387M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avenir Financial Federal Credit Union	Yuma, AZ	$401M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Credit Union, Incorporated	Lynchburg, VA	$392M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Cascade Federal Credit Union	Kent, WA	$393M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Case Federal Credit Union	Lansing, MI	$400M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cy-Fair Federal Credit Union	Houston, TX	$383M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Financial Federal Credit Union	Fort Wayne, IN	$397M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fort Sill Federal Credit Union	Lawton, OK	$394M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fremont Federal Credit Union	Fremont, OH	$391M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Houston Texas Fire Fighters Federal Credit Union	Houston, TX	$401M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ignite Federal Credit Union	Battle Creek, MI	$380M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Industrial Credit Union of Whatcom County	Bellingham, WA	$392M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mutual Security Federal Credit Union	Shelton, CT	$385M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Ocean Financial Federal Credit Union	Oceanside, NY	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Partnership Financial Federal Credit Union	Morton Grove, IL	$403M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Popa Federal Credit Union	Cerritos, CA	$405M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Premier Federal Credit Union	Des Moines, IA	$383M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
San Antonio Citizens Federal Credit Union	San Antonio, FL	$400M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Signet Federal Credit Union	Paducah, KY	$398M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Tba Federal Credit Union	Traverse City, MI	$390M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Wauna Federal Credit Union	Clatskanie, OR	$398M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Wepco Federal Credit Union	Bloomington, MD	$399M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.47 (8.6%) above the median of similar-sized credit unions.

Compared at $5.95, the middle of its five prices, against a peer median of $5.48 among 18 publishing peers.

Its five checking prices are $3.95, $5, $5.95, $10 and $20.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ten Federal Credit Union: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Ten Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$20
per month
Monthly maintenance fee$5
per month
Monthly maintenance fee$10
per month
Monthly maintenance fee$3.95
per month
Monthly maintenance fee$5.95
per month
Paper Statements$3
Return Mail$10

Overdraft & NSF

Overdraft Transfer (Per Day)$10
Not compared: Daily charge, not per item
per day

Check Services

Cashier’s Check$5
Counter ChecksNo charge
Non-Member Check Cashing$5
Foreign/Other Collection Items$25
Check/Draft Copies (Each)$3
per item

Cash & Deposit

Return Check Deposit Fee$20

Account Services

Safe Deposit Box 10x10 Yearly$150
per year
Safe Deposit Box 3x10 Yearly$100
per year
Safe Deposit Box 3x5 Yearly$50
per year
Safe Deposit Box 5x10 Yearly$125
per year
Safe Deposit Box 5x5 Yearly$75
per year
Garnishment/Levy Fee$100
Legal Processing Fees$125
Real Estate Subordination Request$150
Verification of Deposit$10

Lending Fees

Late Payment$32

Retirement & IRA

IRA (Transfer/Close)$25

Other Fees

No Credit Loan Application Fee$35
Skip A Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$20	per month	None
Monthly maintenance fee	$5	per month	None
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	$3.95	per month	None
Monthly maintenance fee	$5.95	per month	None
Paper Statements	$3	Not stated	None
Return Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer (Per Day)	$10Not compared: Daily charge, not per item	per day	None
Check Services
Cashier’s Check	$5	Not stated	None
Counter Checks	No charge	Not stated	None
Non-Member Check Cashing	$5	Not stated	None
Foreign/Other Collection Items	$25	Not stated	None
Check/Draft Copies (Each)	$3	per item	None
Cash & Deposit
Return Check Deposit Fee	$20	Not stated	None
Account Services
Safe Deposit Box 10x10 Yearly	$150	per year	None
Safe Deposit Box 3x10 Yearly	$100	per year	None
Safe Deposit Box 3x5 Yearly	$50	per year	None
Safe Deposit Box 5x10 Yearly	$125	per year	None
Safe Deposit Box 5x5 Yearly	$75	per year	None
Garnishment/Levy Fee	$100	Not stated	None
Legal Processing Fees	$125	Not stated	None
Real Estate Subordination Request	$150	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Late Payment	$32	Not stated	None
Retirement & IRA
IRA (Transfer/Close)	$25	Not stated	None
Other Fees
No Credit Loan Application Fee	$35	Not stated	None
Skip A Pay	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.