Ten Federal Credit Union

Headquarters: Nashville, Tennessee
Charter: Credit Union
Assets: $392.0M
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.95, the middle of its prices
Ten Federal Credit Union: $3.95 to $20
Ten Federal Credit Union: $3.95 to $20
U.S. median: no median
Cashier's Check
Ten Federal Credit Union: $5
Ten Federal Credit Union: $5
U.S. median: no median
Paper Statement
Ten Federal Credit Union: $3
Ten Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ten Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$20
per month
Monthly maintenance fee$5
per month
Monthly maintenance fee$10
per month
Monthly maintenance fee$3.95
per month
Monthly maintenance fee$5.95
per month
Paper Statements$3
Return Mail$10

Overdraft & NSF

Overdraft Transfer (Per Day)$10
Not compared: Daily charge, not per item
per day

Check Services

Cashier’s Check$5
Counter ChecksNo charge
Non-Member Check Cashing$5
Foreign/Other Collection Items$25
Check/Draft Copies (Each)$3
per item

Cash & Deposit

Return Check Deposit Fee$20

Account Services

Safe Deposit Box 10x10 Yearly$150
per year
Safe Deposit Box 3x10 Yearly$100
per year
Safe Deposit Box 3x5 Yearly$50
per year
Safe Deposit Box 5x10 Yearly$125
per year
Safe Deposit Box 5x5 Yearly$75
per year
Garnishment/Levy Fee$100
Legal Processing Fees$125
Real Estate Subordination Request$150
Verification of Deposit$10

Lending Fees

Late Payment$32

Retirement & IRA

IRA (Transfer/Close)$25

Other Fees

No Credit Loan Application Fee$35
Skip A Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$20	per month	None
Monthly maintenance fee	$5	per month	None
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	$3.95	per month	None
Monthly maintenance fee	$5.95	per month	None
Paper Statements	$3	Not stated	None
Return Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer (Per Day)	$10Not compared: Daily charge, not per item	per day	None
Check Services
Cashier’s Check	$5	Not stated	None
Counter Checks	No charge	Not stated	None
Non-Member Check Cashing	$5	Not stated	None
Foreign/Other Collection Items	$25	Not stated	None
Check/Draft Copies (Each)	$3	per item	None
Cash & Deposit
Return Check Deposit Fee	$20	Not stated	None
Account Services
Safe Deposit Box 10x10 Yearly	$150	per year	None
Safe Deposit Box 3x10 Yearly	$100	per year	None
Safe Deposit Box 3x5 Yearly	$50	per year	None
Safe Deposit Box 5x10 Yearly	$125	per year	None
Safe Deposit Box 5x5 Yearly	$75	per year	None
Garnishment/Levy Fee	$100	Not stated	None
Legal Processing Fees	$125	Not stated	None
Real Estate Subordination Request	$150	Not stated	None
Verification of Deposit	$10	Not stated	None
Lending Fees
Late Payment	$32	Not stated	None
Retirement & IRA
IRA (Transfer/Close)	$25	Not stated	None
Other Fees
No Credit Loan Application Fee	$35	Not stated	None
Skip A Pay	$25	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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