Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Square Financial Services, Inc.

Salt Lake City, UtahBankSan Francisco Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service Fees$0Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Fee$0Below the typical range ($25–$33 nationally)
$30 below the national median$25 below the Utah median
Source

ATM & CardVerified

ATM Withdrawal Fee$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$1.50 below the Utah median
Source
Replacement Card$0Below the typical range ($5–$10 nationally)
$10 below the national median$5 below the Utah median
Source
Foreign Transaction Fee$0Below the typical range ($0.81–$5 nationally)
$2.50 below the national median
Source

Check ServicesVerified

Stop Payment$0Below the typical range ($20–$30 nationally)
$27.50 below the national median$15 below the Utah median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service Fees	$0Below the typical range ($4–$10 nationally)	$6 below the national medianAt the Utah median	per month	—	Source
Card Account Closure	$0Below the typical range ($10–$25 nationally)	$17.50 below the national median$10 below the Utah median	—	—	Source
Inactivity Charge	$0Below the typical range ($5–$10 nationally)	$5 below the national median$5 below the Utah median	—	—	Source
Excessive Withdrawal	$0Below the typical range ($12–$25 nationally)	$17.50 below the national median$15 below the Utah median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$0Below the typical range ($25–$33 nationally)	$30 below the national median$25 below the Utah median	—	—	Source
ATM & CardVerified
ATM Withdrawal Fee	$0Below the typical range ($1–$2.25 nationally)	$1.50 below the national median$1.50 below the Utah median	—	—	Source
Replacement Card	$0
Check ServicesVerified
Stop Payment	$0Below the typical range ($20–$30 nationally)	$27.50 below the national median$15 below the Utah median	—	—	Source

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Headline fees published

6 of 15

Published fees

Under review

Assets

$2.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.1B

Total deposits

$559.3M

Service charge income

Fee income ratio

0.00%

Return on assets

37.48%

Branches

Service charge income by quarter

Q2 2026$0

Q1 2026$0

Q4 2025$0

Q3 2025$0

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Performance from regulator filings

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