Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Germania Federal Credit Union

Brenham, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

|  Overdraft Protection |  Account Research/Reconciliation$10Below the typical range ($25–$30.59 nationally)

Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=overdraft; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="to open |  Overdraft Protection |  Account Research/Reconciliation | $10.00/hr" · Source

 Home Banking |  Insufficient Funds (NSF), per item$30

At the national median

per item · Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=nsf; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Home Banking |  Insufficient Funds (NSF), per item | $30.00" · Source

 Share Draft (Checking) |  Overdraft Protection Transfer (from Savings)$3

$2 below the national median

Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=od_protection_transfer; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Share Draft (Checking) |  Overdraft Protection Transfer (from Savings) $3.00" · Source

ATM & CardVerified

|  Debit Card Reissue w/PIN$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=card_replacement; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="to open | Telephone: 8:00 a.m. ~ 5:00 p.m. |  Debit Card Reissue w/PIN | $10.00" · Source
to earn APY | LOCATION |  Debit Card Reissue w/PIN - Rush$50Within the typical range ($30–$50 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=rush_card; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="to earn APY* | LOCATION |  Debit Card Reissue w/PIN - Rush | $50.00" · Source
 - | 0.00% | 0.00% | to open | Telephone: 8:00 a.m. ~ 5:00 p.m. |  Debit Card Reissue w/PIN$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #7348. canonical_hint=card_replacement; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" $0.00 - $2,499.99 | 0.00% | 0.00% | $2,500 to open | Telephone: 8:00 a.m. ~ 5:00 p.m. |  Debit Card Reissue w/PIN | $10.00" · Source
 ATM Fee (per transaction)$2Within the typical range ($1–$2.50 nationally)
$0.37 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=atm_non_network; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" ATM Fee (per transaction) | $2.00" · Source

Wire TransfersVerified

daily balance to |  Wire Transfers |  Member Incoming$20Above the typical range ($5–$15 nationally)
$10 above the national median
per day · Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=wire_domestic_incoming; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="daily balance to |  Wire Transfers |  Member Incoming | $20.00" · Source

Check ServicesVerified

Monday through Friday |  Money Orders$1Below the typical range ($2–$3.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=money_order; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="Monday through Friday |  Money Orders | $1.00 each" · Source
 Auto Loans |  Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=check_image; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Auto Loans |  Check Copy | $2.00 each" · Source
 Money Market |  Stop Payment Processing$30Within the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=stop_payment; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Money Market |  Stop Payment Processing | $30.00" · Source

Digital & ElectronicVerified

 ACH Insufficient Return$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=ach_return; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" ACH Insufficient Return | $30.00" · Source

Cash & DepositVerified

TRUTH-IN-SAVINGS |  Regular Shares (Savings) |  Deposited Item Return$15Within the typical range ($9–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=deposited_item_return; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="TRUTH-IN-SAVINGS |  Regular Shares (Savings) |  Deposited Item Return | $15.00" · Source

Account ServicesVerified

 Notary Public Service |  Account History Printout$1Within the typical range ($0–$5 nationally)
$1.50 below the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=notary_fee; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Notary Public Service |  Account History Printout | $1.00 per page" · Source

Gift & Prepaid CardsVerified

Office: 8:00 a.m. ~ 4:00 p.m. |  MasterCard Gift Card$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=gift_card_purchase; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="Office: 8:00 a.m. ~ 4:00 p.m. |  MasterCard Gift Card | $3.00 per card" · Source

Other FeesVerified

 Statement Copy Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=document_reproduction; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Statement Copy Fee | $1.00/page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
\|  Overdraft Protection \|  Account Research/Reconciliation	$10Below the typical range ($25–$30.59 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=overdraft; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="to open \|  Overdraft Protection \|  Account Research/Reconciliation \| $10.00/hr"	Source
 Home Banking \|  Insufficient Funds (NSF), per item	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=nsf; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Home Banking \|  Insufficient Funds (NSF), per item \| $30.00"	Source
 Share Draft (Checking) \|  Overdraft Protection Transfer (from Savings)	$3Within the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=od_protection_transfer; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Share Draft (Checking) \|  Overdraft Protection Transfer (from Savings) $3.00"	Source
ATM & CardVerified
\|  Debit Card Reissue w/PIN	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=card_replacement; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="to open \| Telephone: 8:00 a.m. ~ 5:00 p.m. \|  Debit Card Reissue w/PIN \| $10.00"	Source
to earn APY \| LOCATION \|  Debit Card Reissue w/PIN - Rush
Wire TransfersVerified
daily balance to \|  Wire Transfers \|  Member Incoming	$20Above the typical range ($5–$15 nationally)	$10 above the national median	per day	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=wire_domestic_incoming; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="daily balance to \|  Wire Transfers \|  Member Incoming \| $20.00"	Source
Check ServicesVerified
Monday through Friday \|  Money Orders	$1Below the typical range ($2–$3.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=money_order; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="Monday through Friday \|  Money Orders \| $1.00 each"	Source
 Auto Loans \|  Check Copy
Digital & ElectronicVerified
 ACH Insufficient Return	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=ach_return; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" ACH Insufficient Return \| $30.00"	Source
Cash & DepositVerified
TRUTH-IN-SAVINGS \|  Regular Shares (Savings) \|  Deposited Item Return	$15Within the typical range ($9–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=deposited_item_return; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="TRUTH-IN-SAVINGS \|  Regular Shares (Savings) \|  Deposited Item Return \| $15.00"	Source
Account ServicesVerified
 Notary Public Service \|  Account History Printout	$1Within the typical range ($0–$5 nationally)	$1.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=notary_fee; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Notary Public Service \|  Account History Printout \| $1.00 per page"	Source
Gift & Prepaid CardsVerified
Office: 8:00 a.m. ~ 4:00 p.m. \|  MasterCard Gift Card	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=gift_card_purchase; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt="Office: 8:00 a.m. ~ 4:00 p.m. \|  MasterCard Gift Card \| $3.00 per card"	Source
Other FeesVerified
 Statement Copy Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #7348. canonical_hint=document_reproduction; text_hash=1ad77bf480d6a4f8e6a27284318a7c9dcd957f912d1f80562893fee763b9ee9c; excerpt=" Statement Copy Fee \| $1.00/page"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 16 — leaner than most institutions

Published fees

Under review

Assets

$19.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$19.5M

Total deposits

$16.9M

Service charge income (year to date)

$1K

Fee income ratio

0.21%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

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