Freedom Federal Credit Union

Headquarters: Springfield, Massachusetts
Charter: Credit Union
Assets: $764.0M
Fed district: Boston

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Freedom Federal Credit Union: $15
Freedom Federal Credit Union: $15
U.S. median: no median
NSF / Returned Item
Freedom Federal Credit Union: $32
Freedom Federal Credit Union: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Freedom Federal Credit Union: $20
Freedom Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Freedom Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Service Charge, per month$15
per month
Early Closeout Fee, per account$5
Abandoned Property Fee$30
Inactive Fee, per month$5
per month
Account Research, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee, per month$2
per month
Returned Mail Fee, per item$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Insufficient Funds Charge, per item$32
per item
Overdraft Transfer per transfer from shares$5
per item

ATM & Card

Card Reissue Fee, per card$15
per item

Wire Transfers

Outgoing Wire Charge, per wire$20
per item
Incoming Wire Charge, per wire$10
per item
Foreign Wire Charge, per wire$40
per item

Check Services

Official Check Fee, per item$5
per item
Money Order Fee, per item$5
per item
Check Printing Charge, per check (first 6 free)$8
per item
Stop Payment Fee, per item$32
per item
Over the Counter Checks, per sheet of 4$1
per item
Canadian Item Processing Fee, per item$25
per item

Digital & Electronic

Online Banking and Online Bill PayNo charge

Cash & Deposit

Return Deposited Item, per item$6.84
per item

Account Services

Notary Fee (non-member), per document$1.25
per item
Box Drilling, per box$150
Not compared: Box drilling or key fee
Lost Key, per key$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10 X 10$90
Safe Deposit Box 3 X 10$45
Safe Deposit Box 3 X 5$30
Safe Deposit Box 5 X 10$55
Safe Deposit Box 5 X 5$35
Safe Deposit Box Late Fee, per month$5
Not compared: Monthly charge, not annual
per month
Child Support Levy Fee, per levy$40
per item
Tax Levy Fee, per levy$40
per item

Retirement & IRA

IRA Transfer Fee, per plan$10

Other Fees

Faxes/Copies – Local/Non Local, per page$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Service Charge, per month	$15	per month	None
Early Closeout Fee, per account	$5	Not stated	None
Abandoned Property Fee	$30	Not stated	None
Inactive Fee, per month	$5	per month	None
Account Research, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee, per month	$2	per month	None
Returned Mail Fee, per item	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Insufficient Funds Charge, per item	$32	per item	None
Overdraft Transfer per transfer from shares	$5	per item	None
ATM & Card
Card Reissue Fee, per card	$15	per item	None
Wire Transfers
Outgoing Wire Charge, per wire	$20	per item	None
Incoming Wire Charge, per wire	$10	per item	None
Foreign Wire Charge, per wire	$40	per item	None
Check Services
Official Check Fee, per item	$5	per item	None
Money Order Fee, per item	$5	per item	None
Check Printing Charge, per check (first 6 free)	$8	per item	None
Stop Payment Fee, per item	$32	per item	None
Over the Counter Checks, per sheet of 4	$1	per item	None
Canadian Item Processing Fee, per item	$25	per item	None
Digital & Electronic
Online Banking and Online Bill Pay	No charge	Not stated	None
Cash & Deposit
Return Deposited Item, per item	$6.84	per item	None
Account Services
Notary Fee (non-member), per document	$1.25	per item	None
Box Drilling, per box	$150Not compared: Box drilling or key fee	Not stated	None
Lost Key, per key	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10 X 10	$90	Not stated	None
Safe Deposit Box 3 X 10	$45	Not stated	None
Safe Deposit Box 3 X 5	$30	Not stated	None
Safe Deposit Box 5 X 10	$55	Not stated	None
Safe Deposit Box 5 X 5	$35	Not stated	None
Safe Deposit Box Late Fee, per month	$5Not compared: Monthly charge, not annual	per month	None
Child Support Levy Fee, per levy	$40	per item	None
Tax Levy Fee, per levy	$40	per item	None
Retirement & IRA
IRA Transfer Fee, per plan	$10	Not stated	None
Other Fees
Faxes/Copies – Local/Non Local, per page	$2	per item	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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