Members Plus Federal Credit Union

Headquarters: Medford, Massachusetts
Charter: Credit Union
Assets: $349.0M
Fed district: Boston

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Members Plus Checking
Can be waived with a balance of $300 or more.
Members Plus Federal Credit Union: $3
Members Plus Federal Credit Union: $3
U.S. median: no median
NSF / Returned Item
Members Plus Federal Credit Union: $5
Members Plus Federal Credit Union: $5
U.S. median: no median
Wire Transfer (Domestic Out)
Members Plus Federal Credit Union: $10
Members Plus Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Members Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Members Plus Checking Monthly Service Fee (Balance below $300)$3
per month
Members Plus Image Checking Monthly Service Fee (Balance below $500)$3
per month
Account Reconciliation (Member Error)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation (Member Error) | $25 per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research | $25 per hour
Returned Statement Fee$3
Not compared: Charged per statement; comparison unavailable
per statement · Returned Statement Fee | $3 per statement

Overdraft & NSF

Insufficient Funds or Uncollected Funds created by checks, withdrawals or other electronic transactions Note: fee for 18$5

ATM & Card

Replacement of Lost or Stolen ATM, Debit, or Mastercard$10

Wire Transfers

Outgoing Wire – Domestic$10
Outgoing Wire – International$30

Check Services

Official Check (1 free per transaction) over 1$3
per item
Money Orders$2
Stop Payment: Single$20
Copy of Check - older than 6 months$5
per item
Copy of Check – within 6 months$1
per item

Account Services

Lien, Levy, Writ and Attachment Processing$25
per item

Retirement & IRA

IRA Transfer Out/Close Out$25

Other Fees

Copy of Statement$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Members Plus Checking Monthly Service Fee (Balance below $300)	$3	per month	None
Members Plus Image Checking Monthly Service Fee (Balance below $500)	$3	per month	None
Account Reconciliation (Member Error)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation (Member Error) \| $25 per hour
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research \| $25 per hour
Returned Statement Fee	$3Not compared: Charged per statement; comparison unavailable	per statement	Returned Statement Fee \| $3 per statement
Overdraft & NSF
Insufficient Funds or Uncollected Funds created by checks, withdrawals or other electronic transactions Note: fee for 18	$5	Not stated	None
ATM & Card
Replacement of Lost or Stolen ATM, Debit, or Mastercard	$10	Not stated	None
Wire Transfers
Outgoing Wire – Domestic	$10	Not stated	None
Outgoing Wire – International	$30	Not stated	None
Check Services
Official Check (1 free per transaction) over 1	$3	per item	None
Money Orders	$2	Not stated	None
Stop Payment: Single	$20	Not stated	None
Copy of Check - older than 6 months	$5	per item	None
Copy of Check – within 6 months	$1	per item	None
Account Services
Lien, Levy, Writ and Attachment Processing	$25	per item	None
Retirement & IRA
IRA Transfer Out/Close Out	$25	Not stated	None
Other Fees
Copy of Statement	$4	per item	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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