All One Federal Credit Union

Headquarters: Leominster, Massachusetts
Charter: Credit Union
Assets: $880.8M
Fed district: Boston

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
All One Federal Credit Union: $10 to $30
All One Federal Credit Union: $10 to $30
U.S. median: no median
Stop Payment
All One Federal Credit Union: $30
All One Federal Credit Union: $30
U.S. median: no median
OD Protection Transfer
All One Federal Credit Union: No fee
All One Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from All One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge fee (Premium Perks Checking)$10
per month
Service Charge (if balance falls below minimum) per statement cycle$30
per month
Service Charge per statement cycle (if balance falls below minimum average)$10
per month
Account Closing (within six months of opening)$25
Research/Account Reconciliation (hourly, minimum $30.00) (audience not stated, treated as personal)$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (per account)$10

Overdraft & NSF

Overdraft Transfer FeeNo charge

Check Services

Stop Payment$30

Cash & Deposit

Returned Deposited Item$7.16

Account Services

7×10” (Adams St Only)$100
per year
Annual Fee 3×5” (audience not stated, treated as personal)$35
per year
Drilling (plus cost of drilling)$25
Not compared: Box drilling or key fee
Key replacement (per key) (plus cost)$25
Not compared: Box drilling or key fee
per item
Late Fee (over thirty days)$20
Not compared: Box drilling or key fee
Transactions over 200$100
Subordination Fee$150

Other Fees

Next Day FedEx$75
Overnight Delivery$25
Copies of Deposits or Deposited Items (per page)$1
per item
Photocopy (per page)$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge fee (Premium Perks Checking)	$10	per month	None
Service Charge (if balance falls below minimum) per statement cycle	$30	per month	None
Service Charge per statement cycle (if balance falls below minimum average)	$10	per month	None
Account Closing (within six months of opening)	$25	Not stated	None
Research/Account Reconciliation (hourly, minimum $30.00) (audience not stated, treated as personal)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (per account)	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer Fee	No charge	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Cash & Deposit
Returned Deposited Item	$7.16	Not stated	None
Account Services
7×10” (Adams St Only)	$100	per year	None
Annual Fee 3×5” (audience not stated, treated as personal)	$35	per year	None
Drilling (plus cost of drilling)	$25Not compared: Box drilling or key fee	Not stated	None
Key replacement (per key) (plus cost)	$25Not compared: Box drilling or key fee	per item	None
Late Fee (over thirty days)	$20Not compared: Box drilling or key fee	Not stated	None
Transactions over 200	$100	Not stated	None
Subordination Fee	$150	Not stated	None
Other Fees
Next Day FedEx	$75	Not stated	None
Overnight Delivery	$25	Not stated	None
Copies of Deposits or Deposited Items (per page)	$1	per item	None
Photocopy (per page)	$1	per item	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Service Charge (if balance falls below minimum) per statement cycle$30
per month
Service Charge per statement cycle (if balance falls below minimum average)$10
per month
Account Closing (within six months of opening)$25
Returned Mail (per account)$10

Overdraft & NSF

Overdraft Transfer FeeNo charge

Check Services

Official Checks$5
Stop Payment$30
Temporary Check (Business)$0.50

Cash & Deposit

Returned Deposited Item$7.16

Account Services

7×10” (Adams St Only)$100
per year
Drilling (plus cost of drilling)$25
Not compared: Box drilling or key fee
Key replacement (per key) (plus cost)$25
Not compared: Box drilling or key fee
per item
Late Fee (over thirty days)$20
Not compared: Box drilling or key fee
Transactions over 200$100
Subordination Fee$150

Other Fees

Next Day FedEx$75
Overnight Delivery$25
Copies of Deposits or Deposited Items (per page)$1
per item
Photocopy (per page)$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Service Charge (if balance falls below minimum) per statement cycle	$30	per month	None
Service Charge per statement cycle (if balance falls below minimum average)	$10	per month	None
Account Closing (within six months of opening)	$25	Not stated	None
Returned Mail (per account)	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer Fee	No charge	Not stated	None
Check Services
Official Checks	$5	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Check (Business)	$0.50	Not stated	None
Cash & Deposit
Returned Deposited Item	$7.16	Not stated	None
Account Services
7×10” (Adams St Only)	$100	per year	None
Drilling (plus cost of drilling)	$25Not compared: Box drilling or key fee	Not stated	None
Key replacement (per key) (plus cost)	$25Not compared: Box drilling or key fee	per item	None
Late Fee (over thirty days)	$20Not compared: Box drilling or key fee	Not stated	None
Transactions over 200	$100	Not stated	None
Subordination Fee	$150	Not stated	None
Other Fees
Next Day FedEx	$75	Not stated	None
Overnight Delivery	$25	Not stated	None
Copies of Deposits or Deposited Items (per page)	$1	per item	None
Photocopy (per page)	$1	per item	None
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
All One Federal Credit Union: $10 to $30
All One Federal Credit Union: $10 to $30
U.S. median: no median
Stop Payment
All One Federal Credit Union: $30
All One Federal Credit Union: $30
U.S. median: no median
OD Protection Transfer
All One Federal Credit Union: No fee
All One Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from All One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge fee (Premium Perks Checking)$10
per month
Service Charge (if balance falls below minimum) per statement cycle$30
per month
Service Charge per statement cycle (if balance falls below minimum average)$10
per month
Account Closing (within six months of opening)$25
Research/Account Reconciliation (hourly, minimum $30.00) (audience not stated, treated as personal)$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (per account)$10

Overdraft & NSF

Overdraft Transfer FeeNo charge

Check Services

Stop Payment$30

Cash & Deposit

Returned Deposited Item$7.16

Account Services

7×10” (Adams St Only)$100
per year
Annual Fee 3×5” (audience not stated, treated as personal)$35
per year
Drilling (plus cost of drilling)$25
Not compared: Box drilling or key fee
Key replacement (per key) (plus cost)$25
Not compared: Box drilling or key fee
per item
Late Fee (over thirty days)$20
Not compared: Box drilling or key fee
Transactions over 200$100
Subordination Fee$150

Other Fees

Next Day FedEx$75
Overnight Delivery$25
Copies of Deposits or Deposited Items (per page)$1
per item
Photocopy (per page)$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge fee (Premium Perks Checking)	$10	per month	None
Service Charge (if balance falls below minimum) per statement cycle	$30	per month	None
Service Charge per statement cycle (if balance falls below minimum average)	$10	per month	None
Account Closing (within six months of opening)	$25	Not stated	None
Research/Account Reconciliation (hourly, minimum $30.00) (audience not stated, treated as personal)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (per account)	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer Fee	No charge	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Cash & Deposit
Returned Deposited Item	$7.16	Not stated	None
Account Services
7×10” (Adams St Only)	$100	per year	None
Annual Fee 3×5” (audience not stated, treated as personal)	$35	per year	None
Drilling (plus cost of drilling)	$25Not compared: Box drilling or key fee	Not stated	None
Key replacement (per key) (plus cost)	$25Not compared: Box drilling or key fee	per item	None
Late Fee (over thirty days)	$20Not compared: Box drilling or key fee	Not stated	None
Transactions over 200	$100	Not stated	None
Subordination Fee	$150	Not stated	None
Other Fees
Next Day FedEx	$75	Not stated	None
Overnight Delivery	$25	Not stated	None
Copies of Deposits or Deposited Items (per page)	$1	per item	None
Photocopy (per page)	$1	per item	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Service Charge (if balance falls below minimum) per statement cycle$30
per month
Service Charge per statement cycle (if balance falls below minimum average)$10
per month
Account Closing (within six months of opening)$25
Returned Mail (per account)$10

Overdraft & NSF

Overdraft Transfer FeeNo charge

Check Services

Official Checks$5
Stop Payment$30
Temporary Check (Business)$0.50

Cash & Deposit

Returned Deposited Item$7.16

Account Services

7×10” (Adams St Only)$100
per year
Drilling (plus cost of drilling)$25
Not compared: Box drilling or key fee
Key replacement (per key) (plus cost)$25
Not compared: Box drilling or key fee
per item
Late Fee (over thirty days)$20
Not compared: Box drilling or key fee
Transactions over 200$100
Subordination Fee$150

Other Fees

Next Day FedEx$75
Overnight Delivery$25
Copies of Deposits or Deposited Items (per page)$1
per item
Photocopy (per page)$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Service Charge (if balance falls below minimum) per statement cycle	$30	per month	None
Service Charge per statement cycle (if balance falls below minimum average)	$10	per month	None
Account Closing (within six months of opening)	$25	Not stated	None
Returned Mail (per account)	$10	Not stated	None
Overdraft & NSF
Overdraft Transfer Fee	No charge	Not stated	None
Check Services
Official Checks	$5	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Check (Business)	$0.50	Not stated	None
Cash & Deposit
Returned Deposited Item	$7.16	Not stated	None
Account Services
7×10” (Adams St Only)	$100	per year	None
Drilling (plus cost of drilling)	$25Not compared: Box drilling or key fee	Not stated	None
Key replacement (per key) (plus cost)	$25Not compared: Box drilling or key fee	per item	None
Late Fee (over thirty days)	$20Not compared: Box drilling or key fee	Not stated	None
Transactions over 200	$100	Not stated	None
Subordination Fee	$150	Not stated	None
Other Fees
Next Day FedEx	$75	Not stated	None
Overnight Delivery	$25	Not stated	None
Copies of Deposits or Deposited Items (per page)	$1	per item	None
Photocopy (per page)	$1	per item	None
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.