First Priority Federal Credit Union

Headquarters: Boston, Massachusetts
Charter: Credit Union
Assets: $139.4M
Fed district: Boston
Regulator: NCUA

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026

How these figures are measured

Call-report figures are for First Priority Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	First Priority Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 12, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: First Priority Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $144K in Q2 2026, 2.1% above the same quarter a year earlier ($141K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Priority Federal Credit Union: $35
First Priority Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Compared at $32.50, the middle of its prices
First Priority Federal Credit Union: $30 to $35
First Priority Federal Credit Union: $30 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
First Priority Federal Credit Union: $25
First Priority Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 2.7% from Q3 2025 to Q2 2026, to $144K.

Fee income, Q2 2026

$144K

$148KQ3 2025

$145KQ4 2025

$132KQ1 2026

$144KQ2 2026

Against the median

First Priority Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

First Priority Federal Credit Union · $139M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$136M to $142M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Priority Federal Credit Union(this institution)	Boston, MA	$139M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1St Ed Credit Union	Chambersburg, PA	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Allied Federal Credit Union	Arlington, TX	$138M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Aurora Federal Credit Union	Aurora, CO	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Baptist Health South Florida Federal Credit Union	Miami, FL	$140M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Breakwater Federal Credit Union	Houghton, MI	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Campbell Federal Credit Union	Maple Shade, NJ	$139M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Central Missouri Community Federal Credit Union	Warrensburg, MO	$140M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Coastline Federal Credit Union	Jacksonville, FL	$136M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community Powered Federal Credit Union	Bear, DE	$142M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
County Excellence Federal Credit Union	Roselle Park, NJ	$138M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Delaware State Police Federal Credit Union	Georgetown, DE	$138M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dept Of Labor Federal Credit Union	Washington, DC	$138M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Family First Federal Credit Union	Hapeville, GA	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthcare Employees Federal Credit Union	Princeton, NJ	$137M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Horizons North Federal Credit Union	Westminster, CO	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Indiana State University Federal Credit Union	Terre Haute, IN	$140M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Market USA Federal Credit Union	Laurel, MD	$142M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Mtcu Federal Credit Union	Midland, TX	$137M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pacific Cascade Federal Credit Union	Eugene, OR	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Pacific Horizon Federal Credit Union	Springville, UT	$141M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
R T P Federal Credit Union	Rtp, NC	$142M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The One Federal Credit Union	Meadville, PA	$139M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Walled Lake Schools Federal Credit Union	Wolverine Lake, MI	$138M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Wcla Federal Credit Union	Olympia, WA	$142M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
West Virginia Federal Credit Union	South Charleston, WV	$142M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

First Priority Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Priority Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

First Priority Federal Cr…Peer (equal prices stack)Peer medianInclude 3 outliers ($0, $0, $12.50)Shown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for First Priority Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $144K
vs prior quarter: +$12K+9.1%; from Q1 2026
vs a year earlier: +$3K+2.1%; from Q2 2025
vs start of range: −$7K−4.6%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: First Priority Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$144K	+$12K	+9.1%
Q1 2026	$132K	−$13K	−9.0%
Q4 2025	$145K	−$3K	−2.0%
Q3 2025	$148K	+$7K	+5.0%
Q2 2025	$141K	+$5K	+3.7%
Q1 2025	$136K	−$20K	−12.8%
Q4 2024	$156K	+$5K	+3.3%
Q3 2024	$151K	+$5K	+3.4%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from First Priority Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (within 90 days of opening)$25
Dormant Account (per month)$5
per month
Account Research or Balancing Assistance (per hour)$20
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address (per month - maximum of 3 months)$5
per month

Overdraft & NSF

Courtesy (Priority Pay) Overdraft Service (each) - Paid$35
per item
Insufficient Funds item (each) - Unpaid$35
per item
NSF / Returned Item$30

ATM & Card

Lost Priority Check Card or ATM$25
Expedited Delivery of Priority Check Card$50

Wire Transfers

Outgoing Wire – Domestic$25
Incoming Wire – Domestic$10
Outgoing Wire – Foreign$50
Incoming Wire – Foreign$25

Check Services

Cashier’s Check$5
Certified Check$5
Money Order$3
Stop Payment$25
Temporary Checks (sheet of four)$2
per item
Non-Member On-Us Check Cashing Fee$5
Foreign Check Collection$10
Copy of Cashier’s Check$5
Copy of Draft$5

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Deposited Check (and other items) Returned Unpaid$7.99

Account Services

Levy/Attachment$50

Gift & Prepaid Cards

VISA® Gift Card$3.25

Other Fees

Copy of Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (within 90 days of opening)	$25	Not stated	None
Dormant Account (per month)	$5	per month	None
Account Research or Balancing Assistance (per hour)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address (per month - maximum of 3 months)	$5	per month	None
Overdraft & NSF
Courtesy (Priority Pay) Overdraft Service (each) - Paid	$35	per item	None
Insufficient Funds item (each) - Unpaid	$35	per item	None
NSF / Returned Item	$30	Not stated	None
ATM & Card
Lost Priority Check Card or ATM	$25	Not stated	None
Expedited Delivery of Priority Check Card	$50	Not stated	None
Wire Transfers
Outgoing Wire – Domestic	$25	Not stated	None
Incoming Wire – Domestic	$10	Not stated	None
Outgoing Wire – Foreign	$50	Not stated	None
Incoming Wire – Foreign	$25	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Certified Check	$5	Not stated	None
Money Order	$3	Not stated	None
Stop Payment	$25	Not stated	None
Temporary Checks (sheet of four)	$2	per item	None
Non-Member On-Us Check Cashing Fee	$5	Not stated	None
Foreign Check Collection	$10	Not stated	None
Copy of Cashier’s Check	$5	Not stated	None
Copy of Draft	$5	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposited Check (and other items) Returned Unpaid	$7.99	Not stated	None
Account Services
Levy/Attachment	$50	Not stated	None
Gift & Prepaid Cards
VISA® Gift Card	$3.25	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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