11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Free Checking Starter Kit $5 to $8.50
Compared at $6.75, the middle of its prices
Wire Transfer (Domestic Out)
Wire Transfer (Int'l Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from U. S. Employees Federal Credit Union’s own schedules, with a source for each figure.
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service fee | $8.50 | per month | None |
| Monthly service fee | $5 | per month | None |
| Early Closure Fee (if account closed within 6 months) | $20 | Not stated | None |
| Research/Account Reconciliation Fee | $25Not compared: Charged per hour; comparison unavailable | per hour | Research/Account Reconciliation Fee | $25.00/hour |
Wire Transfers | |||
| Wire Out – Domestic | $20 | Not stated | None |
| Wire Out – International | $50 | Not stated | None |
Check Services | |||
| Official Checks | $5 | Not stated | None |
| Money Orders | $2 | Not stated | None |
| Temporary Checks | $5 | Not stated | None |
| Check Copies in Lobby | $5 | Not stated | None |
Digital & Electronic | |||
| 5 Bill Pay service fee | $5.95 | per month | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Legal Process Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | Legal Process Fee | $50.00/hour (1 hour minimum) |
Other Fees | |||
| Statement Copies – Lobby | $5 | Not stated | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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