Delta Community Federal Credit Union

Headquarters: Atlanta, Georgia
Charter: Credit Union
Assets: $9.1B
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Delta Community Federal Credit Union: $0 to $25
Delta Community Federal Credit Union: $0 to $25
U.S. median: no median
Overdraft (OD)
Compared at $25, its standard fee, the highest of its prices
Delta Community Federal Credit Union: $15 to $25
Delta Community Federal Credit Union: $15 to $25
U.S. median: no median
NSF / Returned Item
Delta Community Federal Credit Union: $20
Delta Community Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Delta Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Balancing Checking Account Monthly service charge (audience not stated, treated as personal)$25
per month
Monthly FeeNo charge
per month
Inactive Account Fee or Low Balance Fee Amount$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Balancing Checking Account$25
Not compared: Monthly charge, not per item
per month

Overdraft & NSF

Courtesy Pay Fee$25
per item
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) Amount$15
per item
NSF for Returned Checks or ACH$20
Overdraft Transfer from Credit Accounts$5
Overdraft Transfer from Deposit Accounts$3

ATM & Card

Non-Network ATM Fee Amount$2
per transaction
Card ReplacementNo charge
per item
Foreign transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wire Transfer - Outgoing$25
International Wire Transfer - Outgoing$50

Check Services

Official Check Withdrawal$10
per item
Money Order$5
per item
Stop Payment$25
Stop Payment$15
Stop Payment Fee (ACH, Bill Pay, Check or Zelle)$28
per item
Copy of Paid Check (trace # provided)$5
per item

Cash & Deposit

Coin Machine Fee3%
per day
Cash Advance Fee Amount$6
Cash Advance Transaction Fee (audience not stated, treated as personal)3%of the advance ($5 minimum, $100 maximum)

Account Services

Court Order Processing Fee$50

Lending Fees

Fee Type: Late Payment Fee (balances $20,000.01 and above) Amount$40
Fee Type: Late Payment Fee for Consumer Loans Amount$25
Not compared: Monthly charge, not per item
per month
Late Payment Fee for Consumer Loans$25
Not compared: Monthly charge, not per item
per month

Other Fees

Copy of IRS Form$3
Copy of Statement$3
per item
Copy of Visa Statement$3
per item
Each additional faxed page$1
per item
Fee Type: Copy of IRS Form Amount$3
Fee Type: Fax - Outgoing (first 3 pages) Amount$5
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH$25

Fee	Amount	Basis	Note
Account Maintenance
Balancing Checking Account Monthly service charge (audience not stated, treated as personal)	$25	per month	None
Monthly Fee	No charge	per month	None
Inactive Account Fee or Low Balance Fee Amount	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Balancing Checking Account	$25Not compared: Monthly charge, not per item	per month	None
Overdraft & NSF
Courtesy Pay Fee	$25	per item	None
Non-Sufficient Funds (NSF) Fee (includes ACH overdraft) Amount	$15	per item	None
NSF for Returned Checks or ACH	$20	Not stated	None
Overdraft Transfer from Credit Accounts	$5	Not stated	None
Overdraft Transfer from Deposit Accounts	$3	Not stated	None
ATM & Card
Non-Network ATM Fee Amount	$2	per transaction	None
Card Replacement	No charge	per item	None
Foreign transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfer - Outgoing	$25	Not stated	None
International Wire Transfer - Outgoing	$50	Not stated	None
Check Services
Official Check Withdrawal	$10	per item	None
Money Order	$5	per item	None
Stop Payment	$25	Not stated	None
Stop Payment	$15	Not stated	None
Stop Payment Fee (ACH, Bill Pay, Check or Zelle)	$28	per item	None
Copy of Paid Check (trace # provided)	$5	per item	None
Cash & Deposit
Coin Machine Fee	3%	per day	None
Cash Advance Fee Amount	$6	Not stated	None
Cash Advance Transaction Fee (audience not stated, treated as personal)	3%of the advance ($5 minimum, $100 maximum)	Not stated	None
Account Services
Court Order Processing Fee	$50	Not stated	None
Lending Fees
Fee Type: Late Payment Fee (balances $20,000.01 and above) Amount	$40	Not stated	None
Fee Type: Late Payment Fee for Consumer Loans Amount	$25Not compared: Monthly charge, not per item	per month	None
Late Payment Fee for Consumer Loans	$25Not compared: Monthly charge, not per item	per month	None
Other Fees
Copy of IRS Form	$3	Not stated	None
Copy of Statement	$3	per item	None
Copy of Visa Statement	$3	per item	None
Each additional faxed page	$1	per item	None
Fee Type: Copy of IRS Form Amount	$3	Not stated	None
Fee Type: Fax - Outgoing (first 3 pages) Amount	$5	Not stated	None
NSF for Returned Loan Payment, Personal Line of Credit Check or ACH	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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