Telco Plus Federal Credit Union

Headquarters: Longview, Texas
Charter: Credit Union
Assets: $124.3M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Telco Plus Federal Credit Union: $5 to $10
Telco Plus Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Telco Plus Federal Credit Union: $30
Telco Plus Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Telco Plus Federal Credit Union: $30
Telco Plus Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Telco Plus Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee accounts$5
per month
Plus Checking Monthly fee$10
per month
New Account Closure Fee$25
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee$2
per item
Return Mail Fee$2
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ATM/Debit Card Overdraft Fee$30
per item
Courtesy Pay Fee$30
per item
Local: ACH Overdraft Fee$30
per item
NSF Fee$30
per item

ATM & Card

ATM Transaction Fee$1
per transaction
Design Replacement Card$15
per item

Wire Transfers

Wire Transfer Fee (Outgoing)$25
per item
Wire Transfer Fee (Incoming)$10
per item

Check Services

Cashier's Check Fee$5
per item
Cashier’s Check Fee$10
Teller Check Fee$3
per item
Stop Payment Fee$30
per item
Collection Items$5
per item
Copy of Check$2
per item

Cash & Deposit

Cash Advance Fee$10
Deposited Item Return Fee (member’s own check on another FI)$30
per item

Account Services

Drilling of Boxes Greater$200
Not compared: Box drilling or key fee
Legal Process Fee (1 hr minimum)$150
Not compared: Charged per hour; comparison unavailable
per hour
Verification of Deposit$5
per transaction

Other Fees

Fax (outgoing)$2
per item
Fax (outgoing)$1
Not compared: Charged per page; comparison unavailable
per page
Photocopy Fee$0.10
per item
Statement Copy Fee$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee accounts	$5	per month	None
Plus Checking Monthly fee	$10	per month	None
New Account Closure Fee	$25	Not stated	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee	$2	per item	None
Return Mail Fee	$2Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ATM/Debit Card Overdraft Fee	$30	per item	None
Courtesy Pay Fee	$30	per item	None
Local: ACH Overdraft Fee	$30	per item	None
NSF Fee	$30	per item	None
ATM & Card
ATM Transaction Fee	$1	per transaction	None
Design Replacement Card	$15	per item	None
Wire Transfers
Wire Transfer Fee (Outgoing)	$25	per item	None
Wire Transfer Fee (Incoming)	$10	per item	None
Check Services
Cashier's Check Fee	$5	per item	None
Cashier’s Check Fee	$10	Not stated	None
Teller Check Fee	$3	per item	None
Stop Payment Fee	$30	per item	None
Collection Items	$5	per item	None
Copy of Check	$2	per item	None
Cash & Deposit
Cash Advance Fee	$10	Not stated	None
Deposited Item Return Fee (member’s own check on another FI)	$30	per item	None
Account Services
Drilling of Boxes Greater	$200Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee (1 hr minimum)	$150Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of Deposit	$5	per transaction	None
Other Fees
Fax (outgoing)	$2	per item	None
Fax (outgoing)	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopy Fee	$0.10	per item	None
Statement Copy Fee	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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