Credit Union of Texas

Headquarters: Allen, Texas
Charter: Credit Union
Assets: $2.6B
Fed district: Dallas

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Credit Union of Texas: $6
Credit Union of Texas: $6
U.S. median: no median
Overdraft (OD)
Credit Union of Texas: $35
Credit Union of Texas: $35
U.S. median: no median
NSF / Returned Item
Credit Union of Texas: $35
Credit Union of Texas: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Credit Union of Texas’s own schedules, with a source for each figure.

Account Maintenance

Secure Checking costs only Monthly service charge$6
per month
MAILED PAPER STATEMENT FEE: g$5

Overdraft & NSF

PAID NON-SUFFICIENT FUNDS FEE (NSF): g$35
PRIVILEGE PAY OVERDRAFTING FEE: g$35
ACH/ATM NON-SUFFICIENT FUNDS FEE (NSF): g$35
NON-SUFFICIENT FUNDS FEE (NSF): g$35
Yes, overdraft sweep can have$1

ATM & Card

NON-NETWORK ATM TRANSACTION FEE: g$4
Debit Card Replacement Fee$7

Wire Transfers

WIRE TRANSFER OUTGOING (Domestic)$25
Wire Transfer Outgoing for Secure PLUS, Premier, and Mature Options Checking Accounts$10
Wire Transfer Incoming$15
Wire Transfer Incoming for Secure PLUS, Premier, and Mature Options Checking Accounts$5

Check Services

First set of temporary checksNo charge
Temporary Checks$5
COLLECTION ITEM: g$40
CHECK COPY: g$5

Cash & Deposit

Returned Check Deposited Items Fee$10

Account Services

Notary Fee$6
LOAN FEES: 3x10 Box$50
per year
LOAN/LEASE/CREDIT CARD PAYMENT BY ONLINE/MOBILE USING: SAFE DEPOSIT BOX DRILLING FEE: g$100
Not compared: Box drilling or key fee
LOAN/LEASE/CREDIT CARD PAYMENT BY PHONE USING DEBIT/ACH: 10x10 Box$120
per year
Safe Deposit Box 3x5$30
per year
Safe Deposit Box 5x5$70
per year
SAFE DEPOSIT BOX DELINQUENT FEE: g$15
Administrative Legal Processing Fee$100
Verification of Deposit$20
Not compared: Monthly charge, not per item
per month

Other Fees

Statement Copy$10
LOAN PAYOFF REQUEST (REAL ESTATE LOANS): g$15

Fee	Amount	Basis	Note
Account Maintenance
Secure Checking costs only Monthly service charge	$6	per month	None
MAILED PAPER STATEMENT FEE: g	$5	Not stated	None
Overdraft & NSF
PAID NON-SUFFICIENT FUNDS FEE (NSF): g	$35	Not stated	None
PRIVILEGE PAY OVERDRAFTING FEE: g	$35	Not stated	None
ACH/ATM NON-SUFFICIENT FUNDS FEE (NSF): g	$35	Not stated	None
NON-SUFFICIENT FUNDS FEE (NSF): g	$35	Not stated	None
Yes, overdraft sweep can have	$1	Not stated	None
ATM & Card
NON-NETWORK ATM TRANSACTION FEE: g	$4	Not stated	None
Debit Card Replacement Fee	$7	Not stated	None
Wire Transfers
WIRE TRANSFER OUTGOING (Domestic)	$25	Not stated	None
Wire Transfer Outgoing for Secure PLUS, Premier, and Mature Options Checking Accounts	$10	Not stated	None
Wire Transfer Incoming	$15	Not stated	None
Wire Transfer Incoming for Secure PLUS, Premier, and Mature Options Checking Accounts	$5	Not stated	None
Check Services
First set of temporary checks	No charge	Not stated	None
Temporary Checks	$5	Not stated	None
COLLECTION ITEM: g	$40	Not stated	None
CHECK COPY: g	$5	Not stated	None
Cash & Deposit
Returned Check Deposited Items Fee	$10	Not stated	None
Account Services
Notary Fee	$6	Not stated	None
LOAN FEES: 3x10 Box	$50	per year	None
LOAN/LEASE/CREDIT CARD PAYMENT BY ONLINE/MOBILE USING: SAFE DEPOSIT BOX DRILLING FEE: g	$100Not compared: Box drilling or key fee	Not stated	None
LOAN/LEASE/CREDIT CARD PAYMENT BY PHONE USING DEBIT/ACH: 10x10 Box	$120	per year	None
Safe Deposit Box 3x5	$30	per year	None
Safe Deposit Box 5x5	$70	per year	None
SAFE DEPOSIT BOX DELINQUENT FEE: g	$15	Not stated	None
Administrative Legal Processing Fee	$100	Not stated	None
Verification of Deposit	$20Not compared: Monthly charge, not per item	per month	None
Other Fees
Statement Copy	$10	Not stated	None
LOAN PAYOFF REQUEST (REAL ESTATE LOANS): g	$15	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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