vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$4.97 below the North Carolina median
per month · Source
$1 below the national median$0.03 above the North Carolina median
per month · Source
$4 below the national median$2.97 below the North Carolina median
per month · Source
$5 below the national median$3.97 below the North Carolina median
per month · Source
$6 below the national median$2 below the North Carolina median
per month · Source
$5 below the national median$1 below the North Carolina median
per month · Source
$4 below the national median$4 below the North Carolina median
per month · Source
$18 below the national median$13 below the North Carolina median
$5 below the national median$0.50 below the North Carolina median
$0.75 below the national median$1 below the North Carolina median
$10 below the national median$5 below the North Carolina median
$2 below the national median$3 above the North Carolina median
$2 below the national median$3 above the North Carolina median
$25 below the national median$20 below the North Carolina median
—
$10 below the national median$4 below the North Carolina median
$10 below the national median$10 below the North Carolina median
$15 below the national median$10 below the North Carolina median
$3 below the national median$2 below the North Carolina median
$5 below the national median$0.38 below the North Carolina median
$2.50 below the national median$3 below the North Carolina median
$100 above the national median$92.50 above the North Carolina median
$27 below the national median$34.50 below the North Carolina median
$33 below the national median$40.50 below the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| (in lieu of contribution to the SECU Foundation)3: Monthly maintenance fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$4.97 below the North Carolina median | per month | — | Source |
| minimum balance requirement to avoid the monthly maintenance fee. FAT CAT Share accounts can be opened with a | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.03 above the North Carolina median | per month | — | Source |
| Monthly maintenance fee | $2Below the typical range ($4–$10 nationally) | $4 below the national median$2.97 below the North Carolina median | per month | — | Source |
| Monthly maintenance fee | $1Below the typical range ($4–$10 nationally) | $5 below the national median$3.97 below the North Carolina median | per month | — | Source |
| Maintenance fee (account balance is below $25) | $1Below the typical range ($5–$10 nationally) | $6 below the national median$2 below the North Carolina median | per month | — | Source |
| Maintenance fee (balance falls below $250) | $2Below the typical range ($5–$10 nationally) | $5 below the national median$1 below the North Carolina median | per month | — | Source |
| Inactivity fee | $1Below the typical range ($5–$10 nationally) | $4 below the national median$4 below the North Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| NSF Fee Free Day5 Exhausted | $12Below the typical range ($25–$32 nationally) | $18 below the national median$13 below the North Carolina median | — | — | Source |
| Overdraft Transfer Service | $0 | ||||
ATM & CardVerified | |||||
| ATM transaction | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$1 below the North Carolina median | — | — | Source |
| Debit card reissue | $0 | ||||
Wire TransfersVerified | |||||
| Outgoing domestic wire | $15Below the typical range ($20–$25 nationally) | $10 below the national median$4 below the North Carolina median | — | — | Source |
| Incoming wire | $0 | ||||
Check ServicesVerified | |||||
| Cashier’s check purchase | $2Below the typical range ($3–$6 nationally) | $3 below the national median$2 below the North Carolina median | — | — | Source |
Cash & DepositVerified | |||||
| Cash Advance | $0Below the typical range ($2–$10 nationally) | $5 below the national median$0.38 below the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Notary service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the North Carolina median | — | — | Source |
| Box drilling | $145 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Monthly maintenance
$1.50
Of 57 others that publish it, 5 lower, 1 the same and 51 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
11 of 15
Published fees
23
Under review
0
Assets
$60.0B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$60.0B
Total deposits
$53.5B
Service charge income (year to date)
$24.6M
Fee income ratio
1.5%
Return on assets
0.72%
Financial profile · Pro
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| $5 below the national median$0.50 below the North Carolina median |
| — |
| — |
| Source |
| $10 below the national median$5 below the North Carolina median |
| — |
| — |
| Source |
| if account is below: Debit card replacement fee | $8Within the typical range ($5–$10 nationally) | $2 below the national median$3 above the North Carolina median | — | — | Source |
| Lost / replacement debit card | $8Within the typical range ($5–$10 nationally) | $2 below the national median$3 above the North Carolina median | — | — | Source |
| Rush delivery of debit card / PIN | $15Below the typical range ($30–$50 nationally) | $25 below the national median$20 below the North Carolina median | — | — | Source |
| International transaction | 1%of the transaction | — | — | — | Source |
| $10 below the national median$10 below the North Carolina median |
| — |
| — |
| Source |
| Outgoing international wire | $35Below the typical range ($40–$50 nationally) | $15 below the national median$10 below the North Carolina median | — | — | Source |
| $100 above the national median$92.50 above the North Carolina median |
| — |
| — |
| Source |
| Lost key | $18Below the typical range ($30–$70 nationally) | $27 below the national median$34.50 below the North Carolina median | — | — | Source |
| Safe deposit box rental late fee | $12Below the typical range ($30–$70 nationally) | $33 below the national median$40.50 below the North Carolina median | — | — | Source |