Wexford Community Federal Credit Union

Headquarters: Cadillac, Michigan
Charter: Credit Union
Assets: $88.8M
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wexford Community Federal Credit Union: $20
Wexford Community Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Wexford Community Federal Credit Union: $20
Wexford Community Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Wexford Community Federal Credit Union: $1
Wexford Community Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wexford Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure before 90 days$5
Dormancy (per month, after 1 year)$10
per month
Escheat$25
Mailed Statements/Notices$2
Returned Mail$10

Overdraft & NSF

Overdraft Courtesy Pay, if qualified$20
Non-Sufficient Funds per Check or EFT/ACH Item$20
per item
Returned Check$20
Overdraft Protection transfer from a share account (per transfer)$5
per item

ATM & Card

Transfers (non-network ATMs)$1
Withdrawals (non-network ATMs)$1
Instant Issue Card Replacement (1st time)$13

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
International Wire$35

Check Services

Cashier’s Checks$3
Money Orders$2
Stop Payment$20

Digital & Electronic

Bill Pay Program Over-Limit Fee (per item)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Non-member Notary Fee$5
Garnishment/Levy$25

Lending Fees

Late charge$15
Late payment (audience not stated, treated as personal)5%

Other Fees

Document Copies (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Consumer Loan Application$30

Fee	Amount	Basis	Note
Account Maintenance
Account Closure before 90 days	$5	Not stated	None
Dormancy (per month, after 1 year)	$10	per month	None
Escheat	$25	Not stated	None
Mailed Statements/Notices	$2	Not stated	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay, if qualified	$20	Not stated	None
Non-Sufficient Funds per Check or EFT/ACH Item	$20	per item	None
Returned Check	$20	Not stated	None
Overdraft Protection transfer from a share account (per transfer)	$5	per item	None
ATM & Card
Transfers (non-network ATMs)	$1	Not stated	None
Withdrawals (non-network ATMs)	$1	Not stated	None
Instant Issue Card Replacement (1st time)	$13	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire	$35	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment	$20	Not stated	None
Digital & Electronic
Bill Pay Program Over-Limit Fee (per item)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Non-member Notary Fee	$5	Not stated	None
Garnishment/Levy	$25	Not stated	None
Lending Fees
Late charge	$15	Not stated	None
Late payment (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Document Copies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Consumer Loan Application	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closure before 90 days$5
Dormancy (per month, after 1 year)$10
per month
Escheat$25
Mailed Statements/Notices$2
Returned Mail$10

Overdraft & NSF

Overdraft Courtesy Pay, if qualified$20
Non-Sufficient Funds per Check or EFT/ACH Item$20
per item
Returned Check$20
Overdraft Protection transfer from a share account (per transfer)$5
per item

ATM & Card

Transfers (non-network ATMs)$1
Withdrawals (non-network ATMs)$1
Instant Issue Card Replacement (1st time)$13

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
International Wire$35

Check Services

Cashier’s Checks$3
Money Orders$2
Stop Payment$20

Digital & Electronic

Bill Pay Program Over-Limit Fee (per item)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Non-member Notary Fee$5
Garnishment/Levy$25

Lending Fees

Late charge$15
Uniform Commercial Code Filing$16

Other Fees

Document Copies (per page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closure before 90 days	$5	Not stated	None
Dormancy (per month, after 1 year)	$10	per month	None
Escheat	$25	Not stated	None
Mailed Statements/Notices	$2	Not stated	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay, if qualified	$20	Not stated	None
Non-Sufficient Funds per Check or EFT/ACH Item	$20	per item	None
Returned Check	$20	Not stated	None
Overdraft Protection transfer from a share account (per transfer)	$5	per item	None
ATM & Card
Transfers (non-network ATMs)	$1	Not stated	None
Withdrawals (non-network ATMs)	$1	Not stated	None
Instant Issue Card Replacement (1st time)	$13	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire	$35	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment	$20	Not stated	None
Digital & Electronic
Bill Pay Program Over-Limit Fee (per item)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Non-member Notary Fee	$5	Not stated	None
Garnishment/Levy	$25	Not stated	None
Lending Fees
Late charge	$15	Not stated	None
Uniform Commercial Code Filing	$16	Not stated	None
Other Fees
Document Copies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Wexford Community Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Wexford Community Federal Credit Union: $20
Wexford Community Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Wexford Community Federal Credit Union: $20
Wexford Community Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Wexford Community Federal Credit Union: $1
Wexford Community Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Wexford Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure before 90 days$5
Dormancy (per month, after 1 year)$10
per month
Escheat$25
Mailed Statements/Notices$2
Returned Mail$10

Overdraft & NSF

Overdraft Courtesy Pay, if qualified$20
Non-Sufficient Funds per Check or EFT/ACH Item$20
per item
Returned Check$20
Overdraft Protection transfer from a share account (per transfer)$5
per item

ATM & Card

Transfers (non-network ATMs)$1
Withdrawals (non-network ATMs)$1
Instant Issue Card Replacement (1st time)$13

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
International Wire$35

Check Services

Cashier’s Checks$3
Money Orders$2
Stop Payment$20

Digital & Electronic

Bill Pay Program Over-Limit Fee (per item)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Non-member Notary Fee$5
Garnishment/Levy$25

Lending Fees

Late charge$15
Late payment (audience not stated, treated as personal)5%

Other Fees

Document Copies (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Consumer Loan Application$30

Fee	Amount	Basis	Note
Account Maintenance
Account Closure before 90 days	$5	Not stated	None
Dormancy (per month, after 1 year)	$10	per month	None
Escheat	$25	Not stated	None
Mailed Statements/Notices	$2	Not stated	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay, if qualified	$20	Not stated	None
Non-Sufficient Funds per Check or EFT/ACH Item	$20	per item	None
Returned Check	$20	Not stated	None
Overdraft Protection transfer from a share account (per transfer)	$5	per item	None
ATM & Card
Transfers (non-network ATMs)	$1	Not stated	None
Withdrawals (non-network ATMs)	$1	Not stated	None
Instant Issue Card Replacement (1st time)	$13	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire	$35	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment	$20	Not stated	None
Digital & Electronic
Bill Pay Program Over-Limit Fee (per item)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Non-member Notary Fee	$5	Not stated	None
Garnishment/Levy	$25	Not stated	None
Lending Fees
Late charge	$15	Not stated	None
Late payment (audience not stated, treated as personal)	5%	Not stated	None
Other Fees
Document Copies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Consumer Loan Application	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closure before 90 days$5
Dormancy (per month, after 1 year)$10
per month
Escheat$25
Mailed Statements/Notices$2
Returned Mail$10

Overdraft & NSF

Overdraft Courtesy Pay, if qualified$20
Non-Sufficient Funds per Check or EFT/ACH Item$20
per item
Returned Check$20
Overdraft Protection transfer from a share account (per transfer)$5
per item

ATM & Card

Transfers (non-network ATMs)$1
Withdrawals (non-network ATMs)$1
Instant Issue Card Replacement (1st time)$13

Wire Transfers

Outgoing Wire$20
Incoming Wire$10
International Wire$35

Check Services

Cashier’s Checks$3
Money Orders$2
Stop Payment$20

Digital & Electronic

Bill Pay Program Over-Limit Fee (per item)$1
Not compared: Per-item charge, not monthly
per item

Account Services

Non-member Notary Fee$5
Garnishment/Levy$25

Lending Fees

Late charge$15
Uniform Commercial Code Filing$16

Other Fees

Document Copies (per page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closure before 90 days	$5	Not stated	None
Dormancy (per month, after 1 year)	$10	per month	None
Escheat	$25	Not stated	None
Mailed Statements/Notices	$2	Not stated	None
Returned Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay, if qualified	$20	Not stated	None
Non-Sufficient Funds per Check or EFT/ACH Item	$20	per item	None
Returned Check	$20	Not stated	None
Overdraft Protection transfer from a share account (per transfer)	$5	per item	None
ATM & Card
Transfers (non-network ATMs)	$1	Not stated	None
Withdrawals (non-network ATMs)	$1	Not stated	None
Instant Issue Card Replacement (1st time)	$13	Not stated	None
Wire Transfers
Outgoing Wire	$20	Not stated	None
Incoming Wire	$10	Not stated	None
International Wire	$35	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment	$20	Not stated	None
Digital & Electronic
Bill Pay Program Over-Limit Fee (per item)	$1Not compared: Per-item charge, not monthly	per item	None
Account Services
Non-member Notary Fee	$5	Not stated	None
Garnishment/Levy	$25	Not stated	None
Lending Fees
Late charge	$15	Not stated	None
Uniform Commercial Code Filing	$16	Not stated	None
Other Fees
Document Copies (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.