Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

American 1 Federal Credit Union

Jackson, MichiganCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation (per hour)$10Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=account_research; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Account Reconciliation (per hour) ... $10.00" · Source

Inactive Account (monthly fee for accounts inactive for two years)$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=dormant_account; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Inactive Account (monthly fee for accounts inactive for two years) ... $2.00" · Source

Monthly Premier Checking Low Balance Fee (below )$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=minimum_balance; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Monthly Premier Checking Low Balance Fee (below $2,000.00) ... $5.00" · Source

Overdraft & NSFVerified

Card Overdraft Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=overdraft; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Card Overdraft Fee ... $25.00" · Source
Returned Item Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=nsf; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Returned Item Fee** ... $25.00" · Source

ATM & CardVerified

A1CU ATM)$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=atm_non_network; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="ATM Inquiry Fee (first two in a month are free at an A1CU ATM) ... $1.00" · Source

Check ServicesVerified

Cashier Check$2Below the typical range ($3–$6 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=cashiers_check; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Cashier Check ... $2.00" · Source
Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=check_cashing; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Check Cashing Fee*... $5.00" · Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=check_image; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Check Copy ... $2.00" · Source
Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=money_order; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Money Orders ... $1.00" · Source
Starter Check (per page)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=counter_check; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Starter Check (per page) ... $1.00" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=stop_payment; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Stop Payment ... $25.00" · Source

Account ServicesVerified

Garnishment/Levy Processing Fee$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=garnishment_levy; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Garnishment/Levy Processing Fee ... $50.00" · Source

Other FeesVerified

Statement Copy (per page)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=document_reproduction; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Statement Copy (per page) ... $2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation (per hour)	$10Below the typical range ($17.50–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=account_research; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Account Reconciliation (per hour) ... $10.00"	Source
Inactive Account (monthly fee for accounts inactive for two years)	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=dormant_account; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Inactive Account (monthly fee for accounts inactive for two years) ... $2.00"	Source
Monthly Premier Checking Low Balance Fee (below )	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=minimum_balance; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Monthly Premier Checking Low Balance Fee (below $2,000.00) ... $5.00"	Source
Overdraft & NSFVerified
Card Overdraft Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=overdraft; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Card Overdraft Fee ... $25.00"	Source
Returned Item Fee
ATM & CardVerified
A1CU ATM)	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=atm_non_network; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="ATM Inquiry Fee (first two in a month are free at an A1CU ATM) ... $1.00"	Source
Check ServicesVerified
Cashier Check	$2Below the typical range ($3–$6 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=cashiers_check; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Cashier Check ... $2.00"	Source
Check Cashing Fee	$5
Account ServicesVerified
Garnishment/Levy Processing Fee	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=garnishment_levy; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Garnishment/Levy Processing Fee ... $50.00"	Source
Other FeesVerified
Statement Copy (per page)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #6088. canonical_hint=document_reproduction; text_hash=e2de44e76129d8c6d27c6aaf455b9589612d723654f86a4c5215dcf77fc99068; excerpt="Statement Copy (per page) ... $2.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 14 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$661.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$661.3M

Total deposits

$543.3M

Service charge income (year to date)

$3.1M

Fee income ratio

9.7%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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