Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Springfield City Employees Federal Credit Union

Springfield, IllinoisCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Fee$3Below the typical range ($5–$10 nationally)

Reconciliation (per hour)$15

$2.50 below the national median$5 below the Illinois median

Source

Overdraft & NSFVerified

ACH/ATM NSF$30Within the typical range ($25–$32 nationally)
At the national medianAt the Illinois median
Source
Non-Sufficient Funds$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Illinois median
Source

ATM & CardVerified

Lost / Damaged Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Illinois median
Source
Lost Card$10Within the typical range ($5–$10 nationally)
At the national medianAt the Illinois median
Source

Check ServicesVerified

Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$0.50 above the Illinois median
Source
Check Copy$3Within the typical range ($2–$5 nationally)
At the national median$1 below the Illinois median
Source

Lending FeesVerified

Late Fee$10Within the typical range ($10–$25 nationally)
$10 below the national median$10 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Fee	$3Below the typical range ($5–$10 nationally)	$2 below the national median$2 below the Illinois median	—	—	Source
Reconciliation (per hour)	$15Within the typical range ($11–$25 nationally)	$2.50 below the national median$5 below the Illinois median	—	—	Source
Overdraft & NSFVerified
ACH/ATM NSF	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Illinois median	—	—	Source
Non-Sufficient Funds	$25
ATM & CardVerified
Lost / Damaged Cards	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Illinois median	—	—	Source
Lost Card	$10
Check ServicesVerified
Stop Payment	$30Within the typical range ($20–$30 nationally)	$2.50 above the national median$0.50 above the Illinois median	—	—	Source
Check Copy	$3
Lending FeesVerified
Late Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median$10 below the Illinois median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

9 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$12.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$12.8M

Total deposits

$10.6M

Service charge income (year to date)

$29K

Fee income ratio

8.9%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

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