vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$4.97 below the North Carolina median
per month · Source
$5 above the national median$5 above the North Carolina median
per quarter · after 12 months of no activity · Institution’s schedule
$5 above the national median$5 above the North Carolina median
per quarter · Source
$5 below the national medianAt the North Carolina median
$20 below the national median$15 below the North Carolina median
per item · Source
$10 below the national median$5 below the North Carolina median
$3 below the national median$2 above the North Carolina median
$15 below the national median$9 below the North Carolina median
At the national medianAt the North Carolina median
$4 below the national median$3 below the North Carolina median
$1 below the national median$1 below the North Carolina median
$2.50 below the national median$2 below the North Carolina median
$2.50 below the national median$3 below the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Fee.......................Interest bearing | $0Below the typical range ($4–$10 nationally) | $6 below the national median$4.97 below the North Carolina median | per month | — | Source |
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Carolina median | per quarter | after 12 months of no activity | Institution’s schedule |
| Dormant Account Fee after 12 months of no activity | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the North Carolina median | per quarter | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF)/Special Handling | $25Within the typical range ($25–$32 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
| Non-sufficient Funds item: | $10 | ||||
ATM & CardVerified | |||||
| Card Issue/Reissue Fee | $0Below the typical range ($5–$10 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
| Lost/Stolen or Damaged Card Replacement Fee | $7 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $10Below the typical range ($20–$25 nationally) | $15 below the national median$9 below the North Carolina median | — | — | Source |
| Incoming Wire Transfer | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Purchase | $1Below the typical range ($3–$6 nationally) | $4 below the national median$3 below the North Carolina median | — | — | Source |
| Check/Statement Copies | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$2 below the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the North Carolina median | — | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
6 of 15
Published fees
13
Under review
0
Assets
$15.9M
Work at Tcp Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$15.9M
Total deposits
$13.1M
Service charge income (year to date)
$9K
Fee income ratio
1.5%
Return on assets
0.32%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $20 below the national median$15 below the North Carolina median |
| per item |
| — |
| Source |
| $3 below the national median$2 above the North Carolina median |
| — |
| — |
| Source |
| At the national medianAt the North Carolina median |
| — |
| — |
| Source |
| $1 below the national median$1 below the North Carolina median |
| — |
| — |
| Source |