WesBanco Bank, Inc.

Headquarters: Wheeling, West Virginia
Charter: Bank
Assets: $27.7B
Fed district: Cleveland
Regulator: FDIC
Holding company: Wesbanco Inc.

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026

How these figures are measured

Call-report figures are for WesBanco Bank, Inc. at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	WesBanco Bank, Inc.'s published fee schedule; Bank Fee Index medians	Current schedule	Oct 17, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: WesBanco Bank, Inc. (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $10.8M in Q2 2026, 10% above the same quarter a year earlier ($9.8M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
WesBanco Bank, Inc.: $14
WesBanco Bank, Inc.: $14
U.S. median: no median
Overdraft (OD)
WesBanco Bank, Inc.: $35
WesBanco Bank, Inc.: $35
U.S. median: no median
NSF / Returned Item
WesBanco Bank, Inc.: $35
WesBanco Bank, Inc.: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 3.2% from Q3 2025 to Q2 2026, to $10.8M.

Service-charge income, Q2 2026

$10.8M

$10.5MQ3 2025

$10.5MQ4 2025

$10.3MQ1 2026

$10.8MQ2 2026

Against the median

WesBanco Bank, Inc.Median

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

WesBanco Bank, Inc. · $27.7B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$22.2B to $33.6B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
WesBanco Bank, Inc.(this institution)	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Axos Bank	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Beacon Bank and Trust	Brookline, MA	$22.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Financial Bank	Cincinnati, OH	$22.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wilmington Savings Fund Society, FSB	Wilmington, DE	$22.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.50 (3.7%) above the median of similar-sized banks.

Its published price is $14, against a peer median of $13.50 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

WesBanco Bank, Inc.Peer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for WesBanco Bank, Inc. (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $10.8M
vs prior quarter: +$556K+5.4%; from Q1 2026
vs a year earlier: +$1.0M+10.5%; from Q2 2025
vs start of range: +$3.4M+45.1%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: WesBanco Bank, Inc. (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$10.8M	+$556K	+5.4%
Q1 2026	$10.3M	−$199K	−1.9%
Q4 2025	$10.5M	−$19K	−0.2%
Q3 2025	$10.5M	+$689K	+7.0%
Q2 2025	$9.8M	+$1.7M	+21.6%
Q1 2025	$8.1M	+$398K	+5.2%
Q4 2024	$7.7M	+$200K	+2.7%
Q3 2024	$7.5M	+$800K	+12.0%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from WesBanco Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$14
per month
Statement Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement fee$4
per month

Overdraft & NSF

Overdraft Fee (per debit)$35
per item
Returned Item Fee$35

ATM & Card

ATM Fees - All other machines$3.50
per transaction
Debit Card Replacement Fee$5
Expedited Card Fee$50
Currency conversion3%of the transaction
International Transaction Fee3%of the transaction
International Transaction Fee (audience not stated, treated as personal)3%of the transaction

Wire Transfers

Outgoing Wire Transfer$35
per item
Outgoing Wire Transfer$25
per item
Incoming Wire Transfer$15
per item
International Wire$60
per item
Outgoing International Wire$100
per item

Check Services

Cashier's Checks$6
per item
Stop Payments (per request)$35
per item
Counter Checks$0.50
per item
Collection Fee$10
Check Copies (over 3)$5
per item

Cash & Deposit

Returned Deposited Item (initial return)$4
per item

Account Services

Notary Service$4
Notice of Levy$75
per item

Other Fees

Statement Reprints$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$14	per month	None
Statement Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement fee	$4	per month	None
Overdraft & NSF
Overdraft Fee (per debit)	$35	per item	None
Returned Item Fee	$35	Not stated	None
ATM & Card
ATM Fees - All other machines	$3.50	per transaction	None
Debit Card Replacement Fee	$5	Not stated	None
Expedited Card Fee	$50	Not stated	None
Currency conversion	3%of the transaction	Not stated	None
International Transaction Fee	3%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	3%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$35	per item	None
Outgoing Wire Transfer	$25	per item	None
Incoming Wire Transfer	$15	per item	None
International Wire	$60	per item	None
Outgoing International Wire	$100	per item	None
Check Services
Cashier's Checks	$6	per item	None
Stop Payments (per request)	$35	per item	None
Counter Checks	$0.50	per item	None
Collection Fee	$10	Not stated	None
Check Copies (over 3)	$5	per item	None
Cash & Deposit
Returned Deposited Item (initial return)	$4	per item	None
Account Services
Notary Service	$4	Not stated	None
Notice of Levy	$75	per item	None
Other Fees
Statement Reprints	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where WesBanco Bank, Inc. operates, and what regulators and customers have on file.

Consumer complaints

29 complaints to the CFPB so far in 2026

Checking or savings account
Mortgage
Money transfer, virtual currency, or money service
Credit reporting or other personal consumer reports
Other

Top issues, 2026 to date

Managing an account	11
Trouble during payment process	5
Problem caused by your funds being low	3
Problem with a company's investigation into an existing problem	2
Applying for a mortgage or refinancing an existing mortgage	2
Closing an account	2

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Holding company

WESBANCO INC (Nasdaq: WSBC)

Consolidated assets

$28.5B

Shareholders' equity

$4.1B

As of

2026Q3

Net income by quarter

Recent SEC filings

10-Q10-Q2026-10-29View
8-K8-K2026-10-21View
8-K8-K2026-10-02View
8-K8-K2026-08-27View
10-Q10-Q2026-07-30View
8-K8-K2026-07-21View
8-K8-K2026-07-02View
8-K8-K2026-06-04View
8-K8-K2026-05-20View
8-K8-K2026-05-04View
10-Q10-Q2026-04-30View
8-K8-K2026-04-21View

Source: SEC EDGAR filings and XBRL financial data, CIK 203596. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

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