vs. U.S. typical range:LowerTypicalHigher
$9 above the national median$7.50 above the Alabama median
per month · Source
$2 above the national median$0.50 above the Alabama median
per month · Source
$1 below the national median$2.50 below the Alabama median
per month · Source
At the national median$1.50 below the Alabama median
per month · Source
$4 above the national median$2.50 above the Alabama median
per month · Source
$14 above the national median$12.50 above the Alabama median
per month · Source
$7.50 below the national medianAt the Alabama median
$4 above the national median$4 above the Alabama median
per item · Source
$4 above the national median$4 above the Alabama median
per item · Source
$2.45 above the national median$0.73 above the Alabama median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly fee | $15Above the typical range ($4–$10 nationally) | $9 above the national median$7.50 above the Alabama median | per month | — | Source |
| monthly fee can be avoided by keeping minimum daily balance | $8Within the typical range ($4–$10 nationally) | $2 above the national median$0.50 above the Alabama median | per month | — | Source |
| monthly fee can be avoided by keeping minimum daily balance | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.50 below the Alabama median | per month | — | Source |
| Monthly maintenance fee | $6Within the typical range ($4–$10 nationally) | At the national median$1.50 below the Alabama median | per month | — | Source |
| Monthly maintenance fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.50 above the Alabama median | per month | — | Source |
| Service charge | $20Above the typical range ($4–$10 nationally) | $14 above the national median$12.50 above the Alabama median | per month | — | Source |
| fee assessed if account is closed within 180 days of opening | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| You will be charged our normal overdraft or return item fee currently | $34Above the typical range ($25–$33 nationally) | $4 above the national median$4 above the Alabama median | per item | — | Source |
| Each item presented against insufficient funds will be returned and the account will be charged | $34 | ||||
Digital & ElectronicVerified | |||||
| 24/7 Online Banking included, with electronic Bill Pay available for | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$0.73 above the Alabama median | per month | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$34
Headline fees published
3 of 15
Published fees
10
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.5B
Total deposits
$1.2B
Service charge income
$2.8M
Fee income ratio
15.6%
Return on assets
1.49%
Branches
20
Service charge income by quarter
Financial profile · Pro
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| $4 above the national median$4 above the Alabama median |
| per item |
| — |
| Source |