Healthcare First Credit Union

Headquarters: Johnstown, Pennsylvania
Charter: Credit Union
Assets: $100.6M
Fed district: Philadelphia

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Healthcare First Credit Union: $30
Healthcare First Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $0.55, the middle of its prices
Healthcare First Credit Union: $0.35 to $0.75
Healthcare First Credit Union: $0.35 to $0.75
U.S. median: no median
Wire Transfer (Domestic Out)
Healthcare First Credit Union: $20
Healthcare First Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Healthcare First Credit Union’s own schedules, with a source for each figure.

Overdraft & NSF

NSF Fee for Checks$30
NSF for ATM/Debit$30
Returned Check$30

ATM & Card

ATM foreign transaction Fee (4 free per month)$0.75
ATM Inquiry Fee per occurrence$0.35
per item
Replacement Card$25

Wire Transfers

WIRES: Outgoing$20
WIRES: Incoming$10
WIRES: International$40

Check Services

Certified Check Fee$3
Stop Payment ACH$25
Stop Payment Check / Series$22
Check Cashing non member$3
Photocopy of Check (per check) mailed/faxed$4
per item
Photocopy of Check (per check) pick up$3
per item

Lending Fees

Late Payment$25
Loan Late Payment - Mortgage and Home Equity (audience not stated, treated as personal)2.5%
Loan Late Payment - Mortgage and Home Equity2.5%
Loan Late Payment - Non Mortgage and Home Equity (audience not stated, treated as personal)5%
Loan Late Payment - Non Mortgage and Home Equity5%

Fee	Amount	Basis	Note
Overdraft & NSF
NSF Fee for Checks	$30	Not stated	None
NSF for ATM/Debit	$30	Not stated	None
Returned Check	$30	Not stated	None
ATM & Card
ATM foreign transaction Fee (4 free per month)	$0.75	Not stated	None
ATM Inquiry Fee per occurrence	$0.35	per item	None
Replacement Card	$25	Not stated	None
Wire Transfers
WIRES: Outgoing	$20	Not stated	None
WIRES: Incoming	$10	Not stated	None
WIRES: International	$40	Not stated	None
Check Services
Certified Check Fee	$3	Not stated	None
Stop Payment ACH	$25	Not stated	None
Stop Payment Check / Series	$22	Not stated	None
Check Cashing non member	$3	Not stated	None
Photocopy of Check (per check) mailed/faxed	$4	per item	None
Photocopy of Check (per check) pick up	$3	per item	None
Lending Fees
Late Payment	$25	Not stated	None
Loan Late Payment - Mortgage and Home Equity (audience not stated, treated as personal)	2.5%	Not stated	None
Loan Late Payment - Mortgage and Home Equity	2.5%	Not stated	None
Loan Late Payment - Non Mortgage and Home Equity (audience not stated, treated as personal)	5%	Not stated	None
Loan Late Payment - Non Mortgage and Home Equity	5%	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Healthcare First Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.