19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Emerald Checking Account
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Greenfield Savings Bank’s own schedules, with a source for each figure.
per month · waived with $25k or a relationship balance of $100k
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Emerald Checking Account Monthly service charge | $25 | per month | waived with $25k or a relationship balance of $100k |
| Abandoned Property Fee | $30 | Not stated | None |
| Dormant Account Fee - (Fee assessed monthly after 12 months of inactivity) | $5 | per month | None |
| Account Research and Register Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Hold Flag | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (OD) | $25 | Not stated | None |
| Overdraft Transfer Charge | $3 | Not stated | None |
ATM & Card | |||
| Foreign ATM Transaction Fee | $2 | Not stated | None |
| ATM or Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Outgoing Domestic | $25 | Not stated | None |
| Wire Transfers - Incoming Domestic | $15 | Not stated | None |
| Wire Transfers - Outgoing International | $50 | Not stated | None |
| Wire Transfers - Incoming International | $25 | Not stated | None |
Check Services | |||
| Bank Checks | $5 | Not stated | None |
| Certified Checks | $20 | Not stated | None |
| Stop Payment - Checks or ACH items | $33 | Not stated | None |
| Counter Checks (a.k.a. Temporary Checks) - per page | $4 | per item | None |
| Non-customer check cashing fee | $5 | Not stated | None |
| Photocopies (per check or statement) | $5 | per item | None |
Account Services | |||
| Non-Customer Notary Fee - per item | $5 | per item | None |
| Safe Deposit Drilling Fee | $300Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Lost Key | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Monthly Late Charge | $5Not compared: Monthly charge, not annual | per month | None |
| Levy Fee | $50 | Not stated | None |
Retirement & IRA | |||
| IRA and SEP External Transfer Request | $25 | Not stated | None |
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Abandoned Property Fee | $30 | Not stated | None |
| Dormant Account Fee - (Fee assessed monthly after 12 months of inactivity) | $5 | per month | None |
| Account Research and Register Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Mailing Fee (Business Accounts Only) | $2 | Not stated | None |
| Returned Mail Hold Flag | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (OD) | $25 | Not stated | None |
| Overdraft Transfer Charge | $3 | Not stated | None |
ATM & Card | |||
| Foreign ATM Transaction Fee | $2 | Not stated | None |
| ATM or Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Outgoing Domestic | $25 | Not stated | None |
| Wire Transfers - Incoming Domestic | $15 | Not stated | None |
| Wire Transfers - Outgoing International | $50 | Not stated | None |
| Wire Transfers - Incoming International | $25 | Not stated | None |
Check Services | |||
| Bank Checks | $5 | Not stated | None |
| Certified Checks | $20 | Not stated | None |
| Stop Payment - Checks or ACH items | $33 | Not stated | None |
| Counter Checks (a.k.a. Temporary Checks) - per page | $4 | per item | None |
| Non-customer check cashing fee | $5 | Not stated | None |
| Photocopies (per check or statement) | $5 | per item | None |
Account Services | |||
| Non-Customer Notary Fee - per item | $5 | per item | None |
| Safe Deposit Drilling Fee | $300Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Lost Key | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Monthly Late Charge | $5Not compared: Monthly charge, not annual | per month | None |
| Levy Fee | $50 | Not stated | None |
Retirement & IRA | |||
| IRA and SEP External Transfer Request | $25 | Not stated | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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