19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Emerald Checking Account
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Greenfield Savings Bank · $1.5B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Greenfield Savings Bank(this institution) | Greenfield, MA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1st Summit Bank | Johnstown, PA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| American Heritage Bank | Sapulpa, OK | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ameriserv Financial Bank | Johnstown, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Bank Illinois | Geneseo, IL | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Bank and Trust | Frostproof, FL | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| CorTrust Bank National Association | Mitchell, SD | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dieterich Bank | Effingham, IL | $1.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elkhorn Valley Bank & Trust | Norfolk, NE | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Bank Richmond | Richmond, IN | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First National Bank of Pulaski | Pulaski, TN | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank | Mendota, IL | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Main Street Bank Corp. | Wooster, OH | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Newburyport Five Cents Savings Bank | Newburyport, MA | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North State Bank | Raleigh, NC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Northfield Savings Bank | Northfield, VT | $1.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pathfinder Bank | Oswego, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples State Bank | Wausau, WI | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Providence Bank | Rocky Mount, NC | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rhinebeck Bank | Rhinebeck, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saco & Biddeford Savings Institution | Saco, ME | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Citizens Bank of Philadelphia, Mississippi | Philadelphia, MS | $1.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Moody National Bank | Galveston, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union Bank | Morrisville, VT | $1.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Union County Savings Bank | Elizabeth, NJ | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Atmore, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $25, against a peer median of $6.95 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.
Amounts from Greenfield Savings Bank’s own schedules, with a source for each figure.
per month · waived with $25k or a relationship balance of $100k
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Emerald Checking Account Monthly service charge | $25 | per month | waived with $25k or a relationship balance of $100k |
| Abandoned Property Fee | $30 | Not stated | None |
| Dormant Account Fee - (Fee assessed monthly after 12 months of inactivity) | $5 | per month | None |
| Account Research and Register Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail Hold Flag | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (OD) | $25 | Not stated | None |
| Overdraft Transfer Charge | $3 | Not stated | None |
ATM & Card | |||
| Foreign ATM Transaction Fee | $2 | Not stated | None |
| ATM or Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Outgoing Domestic | $25 | Not stated | None |
| Wire Transfers - Incoming Domestic | $15 | Not stated | None |
| Wire Transfers - Outgoing International | $50 | Not stated | None |
| Wire Transfers - Incoming International | $25 | Not stated | None |
Check Services | |||
| Bank Checks | $5 | Not stated | None |
| Certified Checks | $20 | Not stated | None |
| Stop Payment - Checks or ACH items | $33 | Not stated | None |
| Counter Checks (a.k.a. Temporary Checks) - per page | $4 | per item | None |
| Non-customer check cashing fee | $5 | Not stated | None |
| Photocopies (per check or statement) | $5 | per item | None |
Account Services | |||
| Non-Customer Notary Fee - per item | $5 | per item | None |
| Safe Deposit Drilling Fee | $300Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Lost Key | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Monthly Late Charge | $5Not compared: Monthly charge, not annual | per month | None |
| Levy Fee | $50 | Not stated | None |
Retirement & IRA | |||
| IRA and SEP External Transfer Request | $25 | Not stated | None |
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Abandoned Property Fee | $30 | Not stated | None |
| Dormant Account Fee - (Fee assessed monthly after 12 months of inactivity) | $5 | per month | None |
| Account Research and Register Balancing (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Mailing Fee (Business Accounts Only) | $2 | Not stated | None |
| Returned Mail Hold Flag | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (OD) | $25 | Not stated | None |
| Overdraft Transfer Charge | $3 | Not stated | None |
ATM & Card | |||
| Foreign ATM Transaction Fee | $2 | Not stated | None |
| ATM or Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfers - Outgoing Domestic | $25 | Not stated | None |
| Wire Transfers - Incoming Domestic | $15 | Not stated | None |
| Wire Transfers - Outgoing International | $50 | Not stated | None |
| Wire Transfers - Incoming International | $25 | Not stated | None |
Check Services | |||
| Bank Checks | $5 | Not stated | None |
| Certified Checks | $20 | Not stated | None |
| Stop Payment - Checks or ACH items | $33 | Not stated | None |
| Counter Checks (a.k.a. Temporary Checks) - per page | $4 | per item | None |
| Non-customer check cashing fee | $5 | Not stated | None |
| Photocopies (per check or statement) | $5 | per item | None |
Account Services | |||
| Non-Customer Notary Fee - per item | $5 | per item | None |
| Safe Deposit Drilling Fee | $300Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Lost Key | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Monthly Late Charge | $5Not compared: Monthly charge, not annual | per month | None |
| Levy Fee | $50 | Not stated | None |
Retirement & IRA | |||
| IRA and SEP External Transfer Request | $25 | Not stated | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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