Hidden River Federal Credit Union

Headquarters: Pottsville, Pennsylvania
Charter: Credit Union
Assets: $258.8M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Hidden River Federal Credit Union: $35
Hidden River Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Hidden River Federal Credit Union: $35
Hidden River Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Compared at $1.75, the middle of its prices
Hidden River Federal Credit Union: $1.50 to $2
Hidden River Federal Credit Union: $1.50 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hidden River Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within 30 Days of Opening$5
Inactive or Dormant Account Fee (over 2 years)$5
per month
Signature/Personal Line of Credit (inactive for 12 months)$20
Not compared: Annual charge, not monthly
per year
Reconcile any Share or Loan Account$20
Statement and Account Reconciliation/Research Fee$35
Returned Mail Fee$6

Overdraft & NSF

Overdraft Advance Fee$35
per item
Drafts Returned Due to Insufficient Funds$35
per item
Insufficient Funds Return$35

ATM & Card

Withdrawals at Non HRCU-Owned ATMs (six free per month)$2
per item
Withdrawals at Non HRCU-Owned ATMs (six free per month)$1.50
per item
Card Replacement Fee$10
per item

Wire Transfers

Domestic Wire Transfer (outgoing)$20
per item
Domestic Wire Transfer (outgoing)$25
per item
Domestic Wire Transfer (incoming)$5
per item
Domestic Wire Transfer (incoming)$10
per item

Check Services

Money Orders (maximum amount $1,000)$3
per item
ACH Stop Payments$20
per item
Stop Payment Fee for Official Credit Union Check$20
per item
Stop Payment of HRCU-Issued Money Order$20
per item
Stop Payment Request for Drafts Written or Reported Lost$20
Copies of Checks Deposited$5
per item
Copies of Paid Share Drafts (1 free copy per year)$5

Digital & Electronic

ACH Items for Immediate Return Due to Insufficient Funds$35
per item

Cash & Deposit

Cash Advance (in person) – Non HRCU Debit/Credit Card$5
per item

Account Services

NotaryNo charge
Drill Box$250
Not compared: Box drilling or key fee
Large Box$60
per year
Late Fee (31 or more days late)$25
Not compared: Box drilling or key fee
per item
Medium Box$40
per year
One Lost Key$20
Not compared: Box drilling or key fee
Small Box$20
per year
Processing of Legal Documents (IRS levy, garnishment, etc.)$50

Retirement & IRA

IRA Account Closing Fee$20
IRA Transfer (any type) to Another Financial Institution$30

Gift & Prepaid Cards

Gift Cards (maximum amount $1,000)$4
per item

Other Fees

Duplicate Account Statement Copies$8
Not compared: Monthly charge, not per item
per month
Statement Copies for Each Interim Account Statement Printout$5
Not compared: Charged per statement; comparison unavailable
per statement

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within 30 Days of Opening	$5	Not stated	None
Inactive or Dormant Account Fee (over 2 years)	$5	per month	None
Signature/Personal Line of Credit (inactive for 12 months)	$20Not compared: Annual charge, not monthly	per year	None
Reconcile any Share or Loan Account	$20	Not stated	None
Statement and Account Reconciliation/Research Fee	$35	Not stated	None
Returned Mail Fee	$6	Not stated	None
Overdraft & NSF
Overdraft Advance Fee	$35	per item	None
Drafts Returned Due to Insufficient Funds	$35	per item	None
Insufficient Funds Return	$35	Not stated	None
ATM & Card
Withdrawals at Non HRCU-Owned ATMs (six free per month)	$2	per item	None
Withdrawals at Non HRCU-Owned ATMs (six free per month)	$1.50	per item	None
Card Replacement Fee	$10	per item	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$20	per item	None
Domestic Wire Transfer (outgoing)	$25	per item	None
Domestic Wire Transfer (incoming)	$5	per item	None
Domestic Wire Transfer (incoming)	$10	per item	None
Check Services
Money Orders (maximum amount $1,000)	$3	per item	None
ACH Stop Payments	$20	per item	None
Stop Payment Fee for Official Credit Union Check	$20	per item	None
Stop Payment of HRCU-Issued Money Order	$20	per item	None
Stop Payment Request for Drafts Written or Reported Lost	$20	Not stated	None
Copies of Checks Deposited	$5	per item	None
Copies of Paid Share Drafts (1 free copy per year)	$5	Not stated	None
Digital & Electronic
ACH Items for Immediate Return Due to Insufficient Funds	$35	per item	None
Cash & Deposit
Cash Advance (in person) – Non HRCU Debit/Credit Card	$5	per item	None
Account Services
Notary	No charge	Not stated	None
Drill Box	$250Not compared: Box drilling or key fee	Not stated	None
Large Box	$60	per year	None
Late Fee (31 or more days late)	$25Not compared: Box drilling or key fee	per item	None
Medium Box	$40	per year	None
One Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Small Box	$20	per year	None
Processing of Legal Documents (IRS levy, garnishment, etc.)	$50	Not stated	None
Retirement & IRA
IRA Account Closing Fee	$20	Not stated	None
IRA Transfer (any type) to Another Financial Institution	$30	Not stated	None
Gift & Prepaid Cards
Gift Cards (maximum amount $1,000)	$4	per item	None
Other Fees
Duplicate Account Statement Copies	$8Not compared: Monthly charge, not per item	per month	None
Statement Copies for Each Interim Account Statement Printout	$5Not compared: Charged per statement; comparison unavailable	per statement	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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