Community Choice Federal Credit Union

Headquarters: Farmington Hills, Michigan
Charter: Credit Union
Assets: $2.1B
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Community Choice Federal Credit Union: $14
Community Choice Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Community Choice Federal Credit Union: $10
Community Choice Federal Credit Union: $10
U.S. median: no median
Non-Network ATM
Community Choice Federal Credit Union: $1.75
Community Choice Federal Credit Union: $1.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Community Choice Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Balance Checkbook (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address$5

Overdraft & NSF

Overdraft (OD)$14
Non-Sufficient Funds - NSF$10
OD Protection Transfer$10

ATM & Card

Non-CO-OP ATM Transactions (ea.)$1.75

Wire Transfers

Wire - Domestic Outgoing$25
Wire - IncomingNo charge
Wire - International Outgoing$50

Check Services

Cashier’s Checks (ea.)$3
Cashing Cashier’s Checks greater than drawn on us (ea.)$6
Money Order (ea.)$2
Stop Payment in e-Banking misuse; for an outline of all applicable fees, please see the terms$10
Temporary Checks (per page)$2
per item
Copy of Cancelled Check (ea.)$3

Cash & Deposit

Coin Processing (audience not stated, treated as personal)5%

Account Services

Notary$6
Safe Deposit Box Drill$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$25
Not compared: Box drilling or key fee
Levies and Garnishments$75

Other Fees

Copy of Statement$5
Skip-a-Payment/Extension$35

Fee	Amount	Basis	Note
Account Maintenance
Balance Checkbook (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address	$5	Not stated	None
Overdraft & NSF
Overdraft (OD)	$14	Not stated	None
Non-Sufficient Funds - NSF	$10	Not stated	None
OD Protection Transfer	$10	Not stated	None
ATM & Card
Non-CO-OP ATM Transactions (ea.)	$1.75	Not stated	None
Wire Transfers
Wire - Domestic Outgoing	$25	Not stated	None
Wire - Incoming	No charge	Not stated	None
Wire - International Outgoing	$50	Not stated	None
Check Services
Cashier’s Checks (ea.)	$3	Not stated	None
Cashing Cashier’s Checks greater than drawn on us (ea.)	$6	Not stated	None
Money Order (ea.)	$2	Not stated	None
Stop Payment in e-Banking misuse; for an outline of all applicable fees, please see the terms	$10	Not stated	None
Temporary Checks (per page)	$2	per item	None
Copy of Cancelled Check (ea.)	$3	Not stated	None
Cash & Deposit
Coin Processing (audience not stated, treated as personal)	5%	Not stated	None
Account Services
Notary	$6	Not stated	None
Safe Deposit Box Drill	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Levies and Garnishments	$75	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Skip-a-Payment/Extension	$35	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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