vs. U.S. typical range:LowerTypicalHigher
per month · Source
per month · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research Fee (per hour, 1 hour minimum) | $25Within the typical range ($20–$25 nationally) | At the national median | — | — | Source |
| Dormant Account Fee (Per month if no activity for 12 months) | $5Within the typical range ($5–$10 nationally) | At the national median | per month | — | Source |
| Minimum Balance Fee (Money Market & Preferred Checking Accounts) | $5Within the typical range ($3–$10 nationally) | At the national median | — | — | Source |
| Paper Statement Fee (per month) | $3Within the typical range ($2–$5 nationally) | At the national median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Transfer Fee | $3Within the typical range ($3–$5 nationally) | $2 below the national median | — | — | Source |
| Overdraft/NSF Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal Service Charge (non-Worcester CU/SUM®/MoneyPass® ATMs) | $1Within the typical range ($1–$2.50 nationally) | $0.63 below the national median | — | — | Source |
| Debit Card Replacement Fee (Instant Issue) | $20 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer Fee | $30Above the typical range ($20–$25 nationally) | $5 above the national median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $10Above the typical range ($3–$5 nationally) | $5 above the national median | — | — | Source |
| Check & Other Copies (per item) | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Fee | $30Within the typical range ($20–$30 nationally) | $2.75 above the national median | — | — | Source |
Cash & DepositVerified | |||||
| Deposit Return Item Fee (includes loan payments) | $6.84Below the typical range ($10–$25 nationally) | $8.16 below the national median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Levy Fee | $125Above the typical range ($30–$75 nationally) | $75 above the national median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median | — | — | Source |
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Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
18
Under review
0
Assets
$107.3M
Work at Worcester Federal Credit Union? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$107.3M
Total deposits
$95.8M
Service charge income (year to date)
$191K
Fee income ratio
7.1%
Return on assets
0.92%
Financial profile · Pro
| At the national median |
| — |
| — |
| Source |
| $10 above the national median |
| — |
| — |
| Source |
| Debit Card Replacement Fee (Mail) | $10Within the typical range ($5–$10 nationally) | At the national median | — | — | Source |
| $1 below the national median |
| per item |
| — |
| Source |
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median | — | — | Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $5 above the national median | — | — | Source |
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