Pennsylvania State Employees Federal Credit Union

Headquarters: Harrisburg, Pennsylvania
Charter: Credit Union
Assets: $9.7B
Fed district: Philadelphia

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Pennsylvania State Employees Federal Credit Union: $5
Pennsylvania State Employees Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Pennsylvania State Employees Federal Credit Union: $15 to $30
Pennsylvania State Employees Federal Credit Union: $15 to $30
U.S. median: no median
NSF / Returned Item
Pennsylvania State Employees Federal Credit Union: No fee
Pennsylvania State Employees Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pennsylvania State Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee to these accounts$5
per month
Dormant Account - An account is considered dormant if there has been no financial$5
per month

Overdraft & NSF

Courtesy Pay (overdraft - paid check or ACH)$15
Overdraft fees averaging$30
3. Non-Sufficient Funds (NSF) FeeNo charge
Non-Sufficient Funds (NSF) FeeNo charge
per item · No fee charged if transaction is returned unpaid due to insufficient funds
Overdraft Protection Transfer ServiceNo charge
per item · Automatic transfer from linked account at no fee for checks, ACH transactions, and bill payer transactions
Unlike Overdraft Protection Transfer Service, Courtesy Pay carries a small$15
per item

ATM & Card

Card Rush$40

Wire Transfers

Wire Transfer - Outgoing (domestic)$20

Check Services

Copy of Cleared/Cancelled Check$1

Other Fees

Skip A Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee to these accounts	$5	per month	None
Dormant Account - An account is considered dormant if there has been no financial	$5	per month	None
Overdraft & NSF
Courtesy Pay (overdraft - paid check or ACH)	$15	Not stated	None
Overdraft fees averaging	$30	Not stated	None
3. Non-Sufficient Funds (NSF) Fee	No charge	Not stated	None
Non-Sufficient Funds (NSF) Fee	No charge	per item	No fee charged if transaction is returned unpaid due to insufficient funds
Overdraft Protection Transfer Service	No charge	per item	Automatic transfer from linked account at no fee for checks, ACH transactions, and bill payer transactions
Unlike Overdraft Protection Transfer Service, Courtesy Pay carries a small	$15	per item	None
ATM & Card
Card Rush	$40	Not stated	None
Wire Transfers
Wire Transfer - Outgoing (domestic)	$20	Not stated	None
Check Services
Copy of Cleared/Cancelled Check	$1	Not stated	None
Other Fees
Skip A Pay	$25	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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