Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
60th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Nov 4, 2026
Call-report figures are for Christian Financial Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Christian Financial Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 7.4% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (60th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $1.3M in Q2 2026, 7.5% above the same quarter a year earlier ($1.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Christian Financial Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.3M | +$39K | +3.2% |
| Q1 2026 | $1.2M | −$98K | −7.3% |
| Q4 2025 | $1.3M | −$19K | −1.4% |
| Q3 2025 | $1.4M | +$167K | +14.1% |
| Q2 2025 | $1.2M | +$60K | +5.3% |
| Q1 2025 | $1.1M | −$162K | −12.6% |
| Q4 2024 | $1.3M | +$29K | +2.3% |
| Q3 2024 | $1.3M | +$104K | +9.0% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Christian Financial Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Christian Financial Federal Credit Union by share.
They stay out of every comparison until review is done.
per item
per month
per month
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Check ServicesUnder review | |||
| Copy of check or deposit slip (audience not stated, treated as personal) | $5 | Not stated | None |
| Copy of paid check over 90 days (audience not stated, treated as personal) | $5 | Not stated | None |
Other feesUnder review | |||
| ACH ( (audience not stated, treated as personal) | $126 | Not stated | None |
| amount equal to all dividends for 120 days on the amount withdrawn. 6. If the qualifying period is more than 24 months (audience not stated, treated as personal) | $25 | Not stated | None |
| Check processing fee, checks in excess (audience not stated, treated as personal) | $6 | Not stated | None |
| Early Withdrawal Penalty Fee of (audience not stated, treated as personal) | $25 | Not stated | None |
| Insufficient funds paid (audience not stated, treated as personal) | $14 | Not stated | None |
| Items sent for collection - Domestic (audience not stated, treated as personal) | $15 | per item | None |
| Items sent for collection - Foreign (audience not stated, treated as personal) | $25 | per month | None |
| Loan payment by phone - ACH (audience not stated, treated as personal) | $14.50 | Not stated | None |
| Money Market (if below minimum balance) (audience not stated, treated as personal) | $10 | per month | None |
| Penalty Fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Premium Money Market (audience not stated, treated as personal) | $15 | per month | None |
| Savings (if below minimum balance) (audience not stated, treated as personal) | $5 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Christian Financial Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
13 offices in 1 state (June 30, 2026)
Each dot is one office.
2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Livonia, MI | 2 |
| Sterling Heights, MI | 2 |
| Center Line, MI | 1 |
| Chesterfield, MI | 1 |
| Clinton Township, MI | 1 |
| Harper Woods, MI | 1 |
| Novi, MI | 1 |
| Plymouth, MI | 1 |
Largest competitors nearby
Local market: Macomb county, MI, around its headquarters.
| 21 in its local market | Deposit share |
|---|---|
| Fifth Third Bank, National Association | 24.4% |
| The Huntington National Bank | 19.2% |
| JPMorgan Chase Bank, National Association | 17.4% |
| Bank of America, National Association | 10.8% |
| Citizens Bank, National Association | 8.5% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows