Memorial Federal Credit Union

Headquarters: Chattanooga, Tennessee
Charter: Credit Union
Assets: $7.1M
Fed district: Atlanta

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Memorial Federal Credit Union: $35
Memorial Federal Credit Union: $35
U.S. median: no median
Stop Payment
Memorial Federal Credit Union: $35
Memorial Federal Credit Union: $35
U.S. median: no median
OD Protection Transfer
Memorial Federal Credit Union: $5
Memorial Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Memorial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Violation (audience not stated, treated as personal)$5
Not compared: Quarterly charge, not monthly
per quarter
Account Close Fee$25
Dormant Accounts$5
per month
Excessive Withdrawal Fee (Holiday & Vacation Club Accounts Only)$25
Record Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$4
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Non-Sufficient Funds (NSF) Fee$35
Returned Check Fee$35
Overdraft Share Transfer$5

Check Services

Money Orders$3
Stop Payment$35
Stop Payment Fee$35
per item
Check Copy Fee$3
per item
Draft Copies$3

Cash & Deposit

Returned Deposit Checks$35

Account Services

Garnishment Fee$50

Other Fees

Statement Copies$1

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Violation (audience not stated, treated as personal)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Close Fee	$25	Not stated	None
Dormant Accounts	$5	per month	None
Excessive Withdrawal Fee (Holiday & Vacation Club Accounts Only)	$25	Not stated	None
Record Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$4	Not stated	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Fee	$35	Not stated	None
Returned Check Fee	$35	Not stated	None
Overdraft Share Transfer	$5	Not stated	None
Check Services
Money Orders	$3	Not stated	None
Stop Payment	$35	Not stated	None
Stop Payment Fee	$35	per item	None
Check Copy Fee	$3	per item	None
Draft Copies	$3	Not stated	None
Cash & Deposit
Returned Deposit Checks	$35	Not stated	None
Account Services
Garnishment Fee	$50	Not stated	None
Other Fees
Statement Copies	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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