Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Memorial Federal Credit Union

Chattanooga, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Close Fee$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=early_closure; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Account Close Fee | $25.00 fee to close accounts that are opened and closed within six months." · Source

Dormant Accounts$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=dormant_account; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Dormant Accounts | $5.00 per month until the balance is less than $25.00 at which time the account may be closed." · Source

Minimum Balance Violation$5

$1.25 below the national median

Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=minimum_balance; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Minimum Balance Violation** | $5.00 per quarter" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Fee$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=nsf; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Non-Sufficient Funds (NSF) Fee | $35.00" · Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=check_image; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Check Copy Fee | $3.00 per check" · Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=stop_payment; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Stop Payment | $35.00" · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=stop_payment; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Stop Payment Fee | $35.00 per check or consecutive range of checks" · Source

Account ServicesVerified

Garnishment Fee$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=garnishment_levy; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Garnishment Fee | $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Close Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=early_closure; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Account Close Fee \| $25.00 fee to close accounts that are opened and closed within six months."	Source
Dormant Accounts	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=dormant_account; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Dormant Accounts \| $5.00 per month until the balance is less than $25.00 at which time the account may be closed."	Source
Minimum Balance Violation	$5Within the typical range ($5–$12.50 nationally)	$1.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=minimum_balance; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Minimum Balance Violation** \| $5.00 per quarter"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Fee	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=nsf; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Non-Sufficient Funds (NSF) Fee \| $35.00"	Source
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=check_image; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Check Copy Fee \| $3.00 per check"	Source
Stop Payment	$35
Account ServicesVerified
Garnishment Fee	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2324. canonical_hint=garnishment_levy; text_hash=4eba6fab1f79163d3718ea3dd52700f2acc6ef6504b495e486b8b1f0c39502fa; excerpt="Garnishment Fee \| $50.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$7.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$7.1M

Total deposits

$6.1M

Service charge income (year to date)

$18K

Fee income ratio

8.7%

Return on assets

-0.38%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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